Aar Underwriter

**Who are we?**

Santam is the market leader in the general insurance industry in Southern Africa. We are a large, diversified, expanding and transforming company and whilst based in South Africa, we are rapidly moving into a number of emerging markets, both in Africa and Asia. Our success is rooted in our passion for our clients and everything we do is centred on our delivery of Insurance Good and Proper.

**What will you do?**

Santam's Broker Services - **Commercial Privé **has a position available for a **Commercial Reinsurance Underwriter in Sandton.**
- The position will have full accountability for the underwriting of all very large Commercial Property policies with exposures greater than R250m at every stage of the policy lifecycle i.e. from quote stage to amendments to renewal of these policies and will therefore require a certain level of discretion to be considered and applied. The key focus area will be for policies that require reinsurance. Ensure quotations are received, provide all necessary information required by reinsurers for quoting purposes, ensure terms are communicated to all stakeholders and cover has been bound if accepted. The incumbent will be expected to know these policies intimately and be able to discuss details directly with brokers, giving advice where required and suggesting solutions.**What will make you successful in this role?**

**Have a deep understanding and interpretation of technical surveys, survey reviews and risk reduction controls based on various commercial risk classes.**
- Prepare underwriting terms on quotations for these policies in line with the Santam Underwriting Guideline and individuals mandate.
- Assist with amendment Potential queries for these policies on the Santam system
- Prepare reinsurance calculations to determine the exposure
- Read and Interpret the survey report requirements in order to assess the risk and provide brokers with feedback on quotations in this regard.
- Interpret technical information and assist brokers with policy wording interpretation
- Discuss renewals with brokers for these policies and have intimate understanding of these policies so that you can have an informed discussion with brokers, Technical Managers and Commercial Property Specialist where necessary
- Collate information and identify missing information before sending onto Underwriting Specialist; reference source for information and recommend decision to Specialist
- Perform underwriting reviews (new business, amendments, multi claimants and renewals)
- Manage data quality and find solutions to improve data for underwriting purposes

**Qualifications and Experience**

**Knowledge and Skills**

**Personal Attributes**
- Manages complexity - Contributing independently- Persuades - Contributing independently- Action orientated - Contributing independently- Business insight - Contributing independently**Build a successful career with us**
- We’re all about building strong, lasting relationships with our employees. We know that you have hopes for your future - your career, your personal development and of achieving great things. We pride ourselves in helping our employees to realise their worth. Through its five business clusters - Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office - the group provides many opportunities for growth and development.**Core Competencies**
- Cultivates innovation - Contributing independently- Customer focus - Contributing independently- Drives results - Contributing independently- Collaborates - Contributing independently- Being resilient - Contributing independently**Turnaround time**Our commitment to transformation**

The Sanlam Group is committed to achieving transformation and embraces diversity. This commitment is what drives us to achieve a diverse, inclusive and equitable workplace as we believe that these are key components to ensuring a thriving and sustainable business in South Africa. The Group's Employment Equity plan and targets will be considered as part of the selection process.