Credit Analyst

4 months ago

Cape Town, South Africa M-KOPA Full time

**Working as a Credit Analyst within our FinTech Repayments and Portfolio Group offers the chance to collaborate with colleagues based in Europe and Africa solving real world problems that have a huge scale of social impact across Africa.**:
In contrast to other analyst roles at M-KOPA, that focus on understanding what did or will happen, the role of a Credit Analyst is to answer the “**why did it happen**” and “**what should we do**” questions. Which we bucket into three areas:

- **Deep dives**:

- **Testing ideas**:

- **Modelling**
- This role requires a swiss-army-knife skillset as you will jump from one problem to the next and quickly adapt to different datasets, modelling paradigms and commercial contexts._

At M-KOPA we use the latest technologies and tools to build fantastic customer experiences with a socially and environmentally conscious mission that echoes throughout the organisation.

**What does day-to-day look like and how do your skills compare?**:

- **_ Analysis of Digital Financial Services Data_**_ - end-to-end analytics workflow that includes defining critical metrics, experimentation, A/B testing, analysis, and building meaningful dashboards._
- **_ Utilising_**_ - strong coding skills with Python to work with complex backend data._
- **_ Squads_**_ - working closely with our Product and Analytics teams._
- **_ Collaborating_**_ - very closely with our Analytics and Machine Learning engineers who are responsible for data orchestration and managing our machine learning models._
- **_ Insights -_**_ delivering insightful presentations that help shape commercial decisions in our FinTech group._
- **_ Problem Solving - _**_advising and researching on complex business problems that affect our repayment cycles, staying up to date with industry trends and regulations._

We have a data-driven approach to the incremental improvements of our products and services with a focus towards excellence.

We foster a very low-ego environment at M-KOPA, a place where diversity, innovation and collaboration sit comfortably with commercial growth and social impact. Our teams prize psychological safety above everything.

**Process**

30 min call with Recruiter

30 min call with Hiring Manager

Take Home Task

45/60 min Technical interview with panel

Final interview

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