Credit Optimisation Senior Analyst

2 weeks ago

Parow, South Africa The Foschini Group Full time

**Job ID**:7337

**Position Type**:Full-Time

**Job Function**:Financial Services / Analytics

**Workplace Type**:Head Office

**Division**:TFG Financial Services

**Province**:Western Cape

**Location**:Cape Town North

**Suburb**:Parow (Parow)

Position Description:
**A challenging opportunity is available within the Credit Risk Department of TFG Financial Services. We are looking for a dynamic, highly motivated individual to develop analytical solutions to inform the overall credit strategy using state of the art techniques. The successful applicant will develop and oversee the implementation of credit granting strategies using prescriptive analytics. This exciting opportunity will also provide exposure to forecasting of key portfolio measures given a set of levers and assumptions.**

Senior analyst in optimisation solutions within credit acquisitions, originations, limit management, authorisations, collections and recoveries

This will involve (but is not limited to):

- Deconstructing the business problem into an appropriate optimisation problem
- Defining the objective function for the optimisation problem, considering which models need to be developed and which constraints are applicable
- Developing action-effect prescriptive models that accurately predict the outcomes, given the customer’s behaviour and the treatment applied
- Developing a simulation model that enables what-if analyses and provides guidance in the selection of an appropriate business strategy
- Validate the individual component models and optimisation solution
- Developing and overseeing deployment of strategies inferred from the optimisation solution
- Monitoring and tracking the strategy performance to enable a quick feedback loop of key learnings

Senior analyst in analytical strategy development using various state of the art techniques (such as reinforcement learning models, SVM, decision trees, dual score matrices etc.)

This will involve (but is not limited to):

- Evaluating potential performance variables to select the appropriate target variable (multiple if needed)
- Developing an analytical solution given key business considerations and analytical information
- Testing the strategy outcomes for stability and intended impact
- Evaluating the success of the solution against selected performance variables
- Monitoring and tracking the strategy performance to enable a quick feedback loop of key learnings

Play an active role in the development of portfolio forecasting and simulation models using analytical techniques (time series modelling, Markov modelling, supervised learning)

Develop forecasting models for key levers of the portfolio (charge-off & provisioning, account movements and construct, turnover and interest)

Documentation of strategy (as well as test results), adhering to agreed documentation standards

Ensure compliance of strategies/policies with relevant legislation

Appropriately engage with internal and external stakeholders to improve the operating level of the portfolio

Research and implement contemporary machine learning techniques
**To take up this challenging position you should have**:

- An honours degree in Mathematics or Statistics
- At least 2-3 years’ experience in an analytical position providing predictive and prescriptive solutions to business
- Experience in using data analysis software packages (SQL, SAS, R, Python)
- Experience with machine learning techniques such as optimisation, logistic regression, linear regression, SVM, decision trees, K-means, cluster analysis etc
- Good strategic and conceptual abilities
- Excellent data analysis, analytical and problem solving skills
- Forecasting and reporting experience
- High attention to detail
- Excellent documentation and verbal communication skills

  • Senior Analyst: Credit Risk

    2 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:12801**Position Type**:Full-Time**Job Function**:Financial Services / Analytics**Workplace Type**: **Division**:TFG Financial Services**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **Credit Risk: Bad Debt Management** **Senior Collections Analyst** TFG Financial services is offering an exciting...

  • Credit Risk Manager: Growth

    2 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:8837 **Position Type**:Full-Time **Job Function**:Financial Services / Analytics **Workplace Type**:Head Office **Division**:TFG Financial Services **Province**:Western Cape **Location**:Cape Town North **Suburb**:Parow (Parow) Position Description: **Credit Risk: Credit Growth** **Manager: Credit Growth/New Accounts** A challenging...

  • Senior Data Scientist

    2 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:7337 - **Position Type**:Full-Time - **Job Function**:Financial Services / Analytics - **Workplace Type**:Head Office - **Division**:TFG Financial Services - **Province**:Western Cape - **Location**:Cape Town North - **Suburb**:Parow (Parow) Position Description: Are you passionate about unlocking the secrets hidden away in data? Do you know (and...

  • Data Scientist

    2 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:13970**Position Type**:Full-Time**Job Function**:Financial Services / Analytics**Workplace Type**: **Division**:TFG Financial Services**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: - Assist in the development, implementation and monitoring of credit scorecards - Develop predictive models to...

  • Credit Clerk

    6 days ago

    Parow, South Africa Monarch Insurance ta Lewis stores Full time

    **Requirements** - Must have matric/senior certificate/NQF 4 Level qualification - Must be willing to work after hours - 1 years relevant experience **Key Outputs** - RECEIPTING (COMPUTER & MANUAL) AS WELL AS CASH SALES - PETTY CASH - CREDIT APPLICATION - CREDIT FOLLOW UP - BANKING & SAFEGUARDING CASH - REFUNDS - HOUSEKEEPING 8. GENERAL **Job Types**:...

  • Analytics Specialist

    6 days ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:15025**Position Type**:Full-Time**Job Function**:Financial Services / Analytics**Workplace Type**:Head Office**Division**:TFG Financial Services**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **A challenging opportunity has arisen within the Credit Department of TFG Financial Services for a...

  • Customer Direct Marketing Analyst

    4 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:15401**Position Type**:Full-Time**Job Function**:Services & Other**Workplace Type**:Head Office**Division**:Head Office**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **If you are passionate about data-driven, personalised, direct to customer communication and, would like to work with TFG’s...

  • Supply Chain Analyst

    1 week ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:17098**Position Type**:Full-Time**Job Function**:Distribution / Logistics / Supply Chain**Workplace Type**: **Division**:TFG Logistics**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **Supply Chain Analyst** **The opportunity**: An exciting new opportunity has arisen within the Logistics Division...

  • Supply Chain Analyst

    1 week ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:14128**Position Type**:Full-Time**Job Function**:Distribution / Logistics / Supply Chain**Workplace Type**: **Division**:TFG Logistics**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **Supply Chain Analyst** **The opportunity**: An exciting new opportunity has arisen within the Logistics Division...

  • Senior Manager: Workforce Management

    2 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:12682 - **Position Type**:Full-Time - **Job Function**:Human Resources & Training - **Workplace Type**:Head Office - **Division**:TFG Human Resources - **Province**:Western Cape - **Location**:Cape Town North - **Suburb**:Parow (Parow) Position Description: **The Foschini Group (TFG) is seeking a Senior Manager WFM who will be responsible for...

  • Automation Test Analyst

    13 hours ago

    Parow, Western Cape, South Africa mPower People Solutions Full time

    Direct message the job poster from mPower People SolutionsHR & Office Administration at mPower People SolutionsLocation: Plattekloof, Cape Town (non negotiable)Job Type: Full-timeJob Summary:We are looking for a skilled Automation Test Analyst to join our dynamic QA team. You will be responsible for designing, developing, and executing automated test scripts...

  • Senior Bookkeeper

    2 weeks ago

    Parow, South Africa Status Staffing Full time

    **Western Cape**, Parow** **(Market related)** **Our Parow based client is a well established importer & distributor of têxtiles. They are looking for an experienced Senior Bookkeeper to join their team with immediate effect.** **EMPLOYMENT TYPE**: *** **Permanent** **SECTOR : FMCG / Manufacturing** **START DATE : Immediately** **DUTIES**: *** -...

  • Data Cutomer Analyst

    3 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:12873**Position Type**:Full-Time**Job Function**:Financial Services / Analytics**Workplace Type**: **Division**:Not Indicated**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: As a Customer Analyst you will be providing analytical solutions to complex business problems. You want to help teams make...

  • Senior Finance Systems Analyst

    3 weeks ago

    Parow, South Africa The Foschini Group Full time

    Job ID: 12977 Job Function Information Technology Position Type: Full-Time Relocation Provided: - Suburb Parow (Parow) Brand Education Required: Not Indicated Experience Required: Not IndicatedAdd to Job Cart Position Description: We're looking for a **Senior Finance Systems Analyst (BPC/SAC) **to be part of our Finance Systems team to would be...

  • Senior/planner

    3 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:15521**Position Type**:Full-Time**Job Function**:Planning**Workplace Type**:Head Office**Division**:Foschini**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **SENIOR/ PLANNER: FOSCHINI ACCESSORIES** Since 1925, Foschini has generations of women, women whose involvement has been dramatic &...

  • Senior Planner

    3 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:18398**Position Type**:Full-Time**Job Function**:Planning**Workplace Type**:Head Office**Division**:Not Indicated**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **Senior Planner **Cape Town** **Permanent** **The opportunity**: Be inspired to work for the leading men’s Fashion Brand in...

  • Senior Merchandise Planner

    2 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:14280**Position Type**:Full-Time**Job Function**:Planning**Workplace Type**:Head Office**Division**:Not Indicated**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **SENIOR MERCHANDISE PLANNER** **The Foschini Group has an exciting opportunity available for a Senior Merchandise Planner for our...

  • Senior Merchandise Planner

    2 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:13296**Position Type**:Full-Time**Job Function**:Planning**Workplace Type**:Head Office**Division**:TFG Jewellery Division**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: **SENIOR MERCHANDISE PLANNER** **Jewellery has an exciting opportunity available for a Senior Merchandise Planner for our...

  • Senior Information Security Analyst

    2 weeks ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:7333 **Position Type**:Full-Time **Job Function**:Information Technology **Workplace Type**:Head Office **Division**:TFG Infotec **Province**:Western Cape **Location**:Cape Town North **Suburb**:Parow (Parow) Position Description: **Key performance areas**: Manage the full IAM QA pipeline - Understand and manage the full life-cycle of...

  • Information Security Analyst

    1 week ago

    Parow, South Africa The Foschini Group Full time

    **Job ID**:15555**Position Type**:Full-Time**Job Function**:Information Technology**Workplace Type**:Head Office**Division**:TFG Infotec**Province**:Western Cape**Location**:Cape Town North**Suburb**:Parow (Parow)Position Description: We are seeking an **Information Security Analyst** to join our Information Security team and ensure that the tactical...