Senior Specialist

4 weeks ago


Centurion, South Africa Secondments Recruitment Full time

**Job Advert Summary**:
To find innovative commercial restructuring solutions for Corporate Banking clients identified as in need of a proactive intervention to mitigate risk and prevent or minimise losses. To give technical expertise using the turnaround methodologies to develop, implement and
monitor business rescue plan. To manage the end-to-end process of identified distressed Corporate Banking clients.

**Minimum Requirements**:
Preferred Minimum Education and Experience
- 3 years Business / Commercial Qualification (BCOM)
- 3-5 years Corporate Banking experience which includes:
Corporate Finance/Banking deal structuring
Structured trade and commodity finance
Strong Financial and Credit Analysis and Assessment background
Formulating business turnaround plans
Evaluation of business restructures or workouts
Managing turnaround of distressed clients.

Critical Competencies
- Microsoft Office
- Business Acumen
- Legal procedures
- Deal structuring
- Turnarounds, workout and restructuring
- Credit and Financial Analysis
- Credit assessment / evaluation

Additional Requirements
- Travel as and when required.
- Extended hours as and when required / Time management
- Willing to work outdoors
- Valid SA Driver’s License
- Stress management

**Duties and Responsibilities**:
**1. Innovative restructuring solutions to Corporate accounts**
- Obtain all the necessary and required information to conduct a full diagnostic analysis and undertake a preliminary due diligence and recommend procuring external due diligence where necessary and justifiable.
- Conduct research through engaging various stakeholders and sources to determine long term business and financial viability
- Conduct a business operation, industry and financial analysis of customers which have been identified for intervention
- Critically review business plans, turnaround plans and business rescue plans to ensure that the bank’s interests are protected
- Establish the business needs and financial requirements through a needs analysis.
- Perform a security analysis to review and assess the Bank’s risk position to ensure that the Bank’s interests are protected at all times

**2. Manage the implementation of the approved restructure of customer accounts**
- Engage clients, all relevant internal and external stakeholders on the outcome of the restructure proposal.
- Negotiate an equitable deal considering the Bank’s interest.
- Gather all the necessary documents required in drafting the new agreements.
- Provide input to drafting loan agreements, equity agreements and security documents in collaboration with the Legal Team and in line with the approved Terms and Conditions by the various Credit Committees.
- Issue the client with signed agreements.
- Manage and coordinate the conclusion of any inter-creditor agreements.
- Check all conditions of approval (precedent) have all been complied with prior to disbursements.

**3. Monitoring and Evaluation of restructured customer accounts**
- Obtain management information from client within prescribed timelines, analyse and engage clients regarding performance variances ensuring that action plans are in place to close the gaps of any negative variances.
- Provide regular (as prescribed) performance status update for each client and represent the account at the various governance structures (EXCO, Credit Committee or Board).
- Provide portfolio and client information to Finance Division for consideration in impairment calculation.
- Make recommendations regarding a proposed change in strategy for the clients (e.g. debt to equity conversion, debt pardon, moratoriums, return to normal (retain), structured exit, business rescue proceeding/debt counselling, legal recovery and liquidation).
- Engage other 3rd parties where required to intervene (e.g. government departments, potential investors, other creditors, other lender, etc.).
- Undertake reviews (interim or annual) based on Management Accounts and Annual Financial Statements and business performance as prescribed by Bank’s credit policy or Credit Committee.

**4. Provide advisory services to internal and external stakeholders where required.**
- Provide advice and guidance to the Portfolio Performance Management teams and the Corporate Banking team with respect to the identification of client accounts that should be flagged for a workout intervention based on lessons learnt in managing high risk clients.
- Accompany Corporate Banking team members on request to client meetings to provide support and expert opinion on possible workout and restructuring related issues, processes and procedures.
- Engage in negotiations and discussions on Land Bank Corporate Banking client matters with third parties (other lenders, potential investors, Attorneys, Consultants, Business Rescue Practitioners, etc.).

**5. Record Keeping and Reporting**
- In consultation with Client Administration, Performance Analytics and Reporting, ensure that client information is managed



  • Centurion, South Africa SydSen Recruit Full time

    Senior Recruitment Specialist - Centurion Our company is looking for a **Senior Recruitment Specialist** in **Centurion.** **About Us**: Sydsen Recruit is a leading recruitment firm, specializing in sourcing and placing top-tier talent across various industries. With a reputation for excellence and innovation, we leverage advanced recruitment technologies...


  • Centurion, Gauteng, South Africa SET IT Recruitment Full time

    Looking for a Senior Technical Specialist - SAP to join the Finance, Treasury and IT Team at a well-established financial services provider.


  • Centurion, South Africa Communicate Recruitment Full time

    **One of the best insurance companies in South Africa is looking for a Senior Actuarial Specialist!** **Job & Company Description**: The incumbent will use their analytical, statistical and programming skills to collect, analyze and interpret large data sets in order to provide insights and data-driven solutions to solve difficult and strategic business...


  • Centurion, South Africa SydSen Recruit Full time

    Gauteng, Centurion - Negotiable - Negotiable Monthly Basic Plus Commission (Market related) Senior Recruitment Specialist - Centurion - Gauteng An exciting opportunity is available for a experienced and strong **Responsibilities**: A senior recruiter typically has a wide range of responsibilities, which can include: - Working with internal staff members...


  • Centurion, South Africa SET IT Recruitment Full time

    Looking for a Senior Technical Specialist - SAP to join the Finance, Treasury and IT Team at a well-established financial services provider.


  • Centurion, Gauteng, South Africa Communicate Recruitment Full time

    One of the best insurance companies in South Africa is looking for a Senior Actuarial SpecialistJob & Company Description:The incumbent will use their analytical, statistical and programming skills to collect, analyze and interpret large data sets in order to provide insights and data-driven solutions to solve difficult and strategic business challenges....


  • Centurion, South Africa Edge Executive Search Full time

    Senior Specialist: Supply Chain Management - 2023-07-21 - 2023-07-25 - Contractor - Tea000131 - Logistics & Freight- Gauteng, Centurion - A leading financial services organisation is looking to appoint a Senior Specialist: Supply Chain Management to join their team in the Finance Treasury and IT department. **REQUIREMENTS** - 3-year qualification in Supply...


  • Centurion, South Africa BCXP Full time

    Business Unit, Department, Reporting Job grade/level S4 Business Unit Human Resources Position reports to Senior Manager: Change Management Span of Control 5-8 Core Description The Senior Specialist is a key team player within the Change Management function and will be the thought-leader in contributing to Change Management capability at BCX. The Senior...


  • Centurion, Gauteng, South Africa Fempower Personnel Full time

    Are you a communications and PR guru ready to lead from the front? Our client is in search of a Senior Specialist in Communications and Public Relations who's ready to make a real impact.Minimum Requirements & Key Competencies: A relevant degree preferably in Public Relations, Communications, and/or Journalism. A postgraduate degree (NQF level 8), MBA/MBL. 7...


  • Centurion, Gauteng, South Africa Edge Executive Search Full time

    Senior Specialist: Supply Chain Management Contractor Tea00013 Logistics & Freight Gauteng, Centurion A leading financial services organisation is looking to appoint aSenior Specialist: Supply Chain Management to join their team in the Finance Treasury and IT department.REQUIREMENTS 3year qualification in Supply Chain Management or equivalent. 4 years...


  • Centurion, South Africa Mass Staffing Projects Full time

    **Job Information** - Location- Recruitment Agency / Vacancy in Centurion- Salary- R1.2mil - R900K p/a- Job Type- Permanent- Education- AMASSA / Fellow- Experience- 5+ Years strategic experience- Reference- AP-AnrProdCent- - finance.jobs(at)staffingprojects.co.za- Fax- 0865728847We are currently working with a dynamic, fast-paced, reputable (international)...


  • Centurion, South Africa Communicate Recruitment Full time

    One of the best insurance companies in South Africa is looking for a Business Partner - Senior Actuarial Specialist! **Job & Company Description**: This company is a premium African financial services organisation that offers a broad spectrum of financial solutions to retail and corporate customers across key market segments in 17 countries. The lines of...


  • Centurion, South Africa Communicate Recruitment Full time

    One of the best insurance companies in South Africa is looking for a Business Partner - Senior Actuarial Specialist! **Job & Company Description**: This company is a premium African financial services organisation that offers a broad spectrum of financial solutions to retail and corporate customers across key market segments in 17 countries. The lines of...


  • Centurion, South Africa Six Sense Full time

    Gauteng, Centurion A well-established business is seeking to appoint a Senior Specialist: Model Validation Manages the independent review and validation of the models that mitigate the credit risk covering calculation pricing, credit assessment and impairments. **Qualifications & Experience**: - Relevant 4 year tertiary qualification (B Com Hon or...


  • Centurion, South Africa Exxaro Recruitment Full time

    **Job Advert Summary**: At the heart of Exxaro Resources, our success story is not just written in numbers but in the vibrant tapestry of our people. We are more than a company. We are a winning team, a community of passionate individuals who find fulfilment in shared victories. Joining Exxaro isn't just about a job; it's about becoming part of a winning...


  • Centurion, South Africa Six Sense Full time

    Gauteng, Centurion - Annually Cost To Company (Market related) A well-established business is seeking to appoint a Senior Specialist Records Management To effectively and efficiently administer from creation through to use, storage, reuse, and disposition (destruction and/or archiving), all the recorded information and in-process records, regardless of...


  • Centurion, South Africa WeBuyCars Full time

    As a Senior Recruitment Specialist and Analyst, you will play a pivotal role in shaping our team of Buyers. You will dive deep into understanding what separates high-performing buyers from the rest, collaborating closely with our Buyer Management team. Your insights will drive our recruitment strategy, ensuring we bring in top-notch talent. Beyond...


  • Centurion, Gauteng, South Africa Exxaro Recruitment Full time

    Job Advert Summary:At the heart of Exxaro Resources, our success story is not just written in numbers but in the vibrant tapestry of our people. We are more than a company. We are a winning team, a community of passionate individuals who find fulfilment in shared victories. Joining Exxaro isn't just about a job; it's about becoming part of a winning family,...


  • Centurion, South Africa DBSA Full time

    The Senior Project Finance Specialist role is a project finance function located within the Independent Power Producer Office (IPPO). The IPPO was established in 2010 to provide rapid solutions to South Africa’s severe electricity supply constraints, by procuring new energy generation capacity from Independent Power Producers (IPPs). The IPPO was created...


  • Centurion, South Africa Six Sense Full time

    Gauteng, Centurion - Annually Cost To Company (Market related) A well-established business is seeking to appoint a Senior Technical Specialist: SAP Banking To provide ERP configuration and software program development, maintenance and support services through gathering user requirements from business process owners. **Qualifications & Experience**: -...