Credit Analyst

2 weeks ago


Cape Town, South Africa Aquarius Recruitment Full time

Our client is a Boutique Asset Management Company which as part of a enormously successful larger financial services conglomerate. The company is a licensed financial service provider and specializes in providing bespoke solutions, utilising traditional and non-traditional investment instruments to design and manage strategies that meet corporate clients’ unique investment objectives. The company is looking to fill a vacancy in its investment team, which has a strong focus on credit and fixed income investments, amongst others:
Money market, income, bonds strategies

Listed (e.g. JSE bonds) and unlisted/ private credit/ loans strategies

Ultimately, the company invests across the entire credit universe, including, bonds/ debentures, project finance, securitization, derivatives and hybrid debt, trade and working capital and loans.

**The role incorporates the following activities**:
**Credit Risk Analysis**: Determine the credit risk of borrowers/ issuers and monitor their credit worthiness through out the term of the exposure. Work closely with the ESG in-house analyst to champion our Responsible Investment Policy and advance methods of investing.

**Pricing**: Determine the appropriate pricing based on the borrower’s risk and market conditions.

**Debt origination**: Assist with the origination of debt investments via new and existing borrowers and work with the various arrangers and syndicators in the market.

**Administration**: Assist the operations team with administration of the loans with specific focus on the more complex aspects, including loan covenant monitoring.

**Reporting**: Report back to the investment committee on a regular basis about the various credit exposures (existing and prospective). Report back to clients on a regular basis on the performance of their investments including attribution analysis.

**Business and product development**: Assist the business development team with business generation and new product development.

**Financial Market and Product Research**: Assist the team in evaluating competitors and their product offerings.

Qualifications & Experience

BCom, B Bus Sc (finance or accounting related), CA(SA) or equivalent degree

3- 8 years in the investment/ financial industry in the role of a Credit Analyst on the Buy-side or Sell-side.

Competencies

Good understanding of credit markets

Accounting/ fundamental reporting and modelling skills

Good understanding of investment industry and markets

Work well under pressure/ deadlines

Independent and critical thinker, working both independently and as part of a team

Work with attention to detail

High proficiency in MS Excel, MS Word and MS PowerPoint

Communicate effectively



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