Credit Management Specialist

2 weeks ago


Durban, South Africa Unilever Full time

Job Title: Credit Management Specialist

Reports to: Credit Management Lead

Function / Sub-Function: Customer Operations / Order To Cash

Work Level: WL1C

Location: La Lucia

Background:
iOps is focused on transforming the way we work to create exceptional experiences across Unilever’s wider ecosystem encompassing markets, customers and Partners. Through leveraging connected technology, third-party Partner skills and expertise and reimagining our processes we will ultimately unlock growth and ensure a superior customer experience.

The Credit Management Specialist role sits within the Order To Cash Team which will work with our internal stakeholders and selected Partner, Capgemini, to deliver value across the collections and claims pillar. The team will focus on ensuring end to end processes, enabled by key technologies and ways of working across this eco-system to deliver better business outcomes.

Main purpose of job:
This role will work closely with the Credit Management Lead to simplify and harmonise collections and credit management process where recurring issues/inefficiencies are identified & addressed. Focus on driving efficiencies with our business partner, Capgemini, and with customers, always ensuring collaboration.

Key accountabilities:

- Deliver workplan and targets through Capgemini, ensuring all customer payments and deductions are recorded timeously
- Support Capgemini to investigate all unmatched payments and resolve within acceptable timeframes to avoid ageing.
- Assist Credit Management Lead to ensure that all customers have a credit risk category and credit limits following signing of an agreement with internal authorized stakeholders (except Unilever intercompany customers).
- All credit limits and risk categories must be approved as per agreed local schedule of authority (SOA). Country NFD is responsible for approving changes in credit limits and risk categories
- Check and confirm that SAP Master Data is complete: risk categories and credit limits are assigned correctly
- Where available, use a 3rd party external database (Experian) to assess creditworthiness of customers.
- Assess internal, external risk information and credit limit recommendations before proposing credit limits or risk categories.
- Completion of new customer account creation on CRETA
- Ensure orders resulting in customers exceeding their credit limits are blocked (except intercompany customers)
- If credit limit is exceeded or category risk is high, customer orders must be blocked, reviewed, and approved before release for processing.
- All blocked orders must be reviewed and approved according to the SOA before being released. Criteria to release credit blocked orders must be defined in the local credit policy
- Ensure all transactions are audit compliant and approvals must be recorded for traceability.
- Analyse customer behaviour, ways of working and assess whether they are compliant or not to Unilever standard operating procedures.
- Identify and report recurring issues (process, people, system and compliance). Recommend and/or implement process improvements or solutions.
- Support release of orders for Africa countries when Credit Management Specialist Africa is not available.
- Be available to support on Saturdays, Public holidays, and some evenings to release Africa orders.
- Roles & responsibilities may change based on line manager discretion.

Experience and qualifications required:

- Business acumen and customer centric mindset
- E2E function agnostic integrator (non-silo mentality)
- Demonstrable Agile mindset and capabilities
- Ability to drive change
- Strong personal accountability for delivery
- Ability to work effectively in both independent and diverse multi-task team environments.
- Experienced in working with virtual teams and driving performance across a diverse mixture of cultures.
- Strong English language skills written and spoken

Key interfaces:
The role will interface with the following key stakeholders amongst others:

- Collections & Claims Manager
- Customer Development Finance Team
- Finance Teams
- Selected Partners: Capgemini



  • Durban, KwaZulu-Natal, South Africa Unilever Full time

    Job Title: Credit Management SpecialistReports to: Credit Management LeadFunction / Sub-Function: Customer Operations / Order To CashWork Level: WL1CLocation: La LuciaBackground:iOps is focused on transforming the way we work to create exceptional experiences across Unilever's wider ecosystem encompassing markets, customers and Partners. Through leveraging...


  • Durban, South Africa capital credit management Full time

    we at capital credit management are looking for motivated staff who are goal driven to make quick cash by recovering money from bad accounts. or call 0613691061 **Job Type**: Commission Ability to commute/relocate: - Durban, KwaZulu-Natal: Reliably commute or planning to relocate before starting work (required)

  • Debt Collection Agent

    2 weeks ago


    Durban, KwaZulu-Natal, South Africa capital credit management Full time

    we at capital credit management are looking for motivated staff who are goal driven to make quick cash by recovering money from bad accounts.or call Job Type: CommissionAbility to commute/relocate: Durban, KwaZulu-Natal: Reliably commute or planning to relocate before starting work (required)

  • Credit Analyst

    2 months ago


    Durban, South Africa TLT Appointing Full time

    Company Description About Us: TLT Appointing provides recruitment serves via a team of specialist recruitment consultants in the following areas Finance, HR, IT & Telecommunications, Financial Services, Engineering, FMCG & Retail, Consulting & Professional Services, Public Sector, Executive Search **Job Description**: - Ensure that procedures and...


  • Durban, South Africa Nedbank Full time

    **Specialist Recruiter and Requisition Details** - REQ 134267 - Twanette Coetser- Closing Date - 18 June 2024**Cluster and Location** - Total Business Banking and Retail - CVM - Credit Risk- Durban, Kwazulu Natal- Career Stream- Credit Collections - Leadership Pipeline- Manage Others**Senior Manager: Credit Risk** **Job Purpose** - To pro-actively manage...

  • Credit Manager

    2 weeks ago


    Durban, KwaZulu-Natal, South Africa Stratogo Full time

    Job Title: Credit ManagerCompany: ConfidentialDescription:The Credit Manager position in Durban, KZN involves overseeing the company's credit lending and expenditure. Responsibilities include managing credit applications, monitoring new accounts, and ensuring financial procedures are followed.Minimum Qualification Requirements:BSc in Accounting, Economics,...

  • Credit Manager

    1 month ago


    Durban, South Africa Stratogo Full time

    Position: Credit ManagerLocation: Durban,KZNRole Summary:The role of the Credit Manager is to manage the credit lending and expenditure of the companyMinimum Qualification Requirements:BSc in Accounting, Economics, Banking and Finance or relevant fieldProven work experience as a Credit Manager, Credit Analyst or similar roleHands-on experience with...

  • Credit Manager

    1 month ago


    Durban, South Africa Adzuna ZA B C2 Full time

    Position: Credit ManagerLocation: Durban,KZNRole Summary:The role of the Credit Manager is to manage the credit lending and expenditure of the companyMinimum Qualification Requirements:BSc in Accounting, Economics, Banking and Finance or relevant fieldProven work experience as a Credit Manager, Credit Analyst or similar roleHands-on experience with...

  • Credit Manager

    1 month ago


    Durban, South Africa Stratogo Full time

    Position: Credit ManagerLocation: Durban,KZNRole Summary: The role of the Credit Manager is to manage the credit lending and expenditure of the companyMinimum Qualification Requirements: BSc in Accounting, Economics, Banking and Finance or relevant field Proven work experience as a Credit Manager, Credit Analyst or similar role Hands-on experience with...

  • Credit Manager

    2 weeks ago


    Durban, KwaZulu-Natal, South Africa Findojobs South Africa Full time

    THE OPPORTUNITY The primary purpose of this position is to manage the credit lending and expenditure of the company. MAIN AREAS OF RESPONSIBILITY The incumbent will drive continuous improvement in the finance department within the Head Office by ensuring that all credit applications are correctly processed, new account are monitored to create payment history...


  • Durban, KwaZulu-Natal, South Africa Nedbank Full time

    Specialist Recruiter and Requisition Details REQ Twanette Coetser Closing Date 18 June 2024Cluster and Location Total Business Banking and Retail CVM Credit Risk Durban, Kwazulu Natal Career Stream Credit Collections Leadership Pipeline Manage OthersSenior Manager: Credit RiskJob Purpose To proactively manage credit risk customers through decisive...

  • Credit Manager

    2 weeks ago


    Durban, KwaZulu-Natal, South Africa Lmp Recruit Full time

    THE OPPORTUNITYThe primary purpose of this position is to manage the credit lending and expenditure of the company. MAIN AREAS OF RESPONSIBILITYThe incumbent will drive continuous improvement in the finance department within the Head Office by ensuring that all credit applications are correctly processed, new account are monitored to create payment history...

  • Credit Manager

    2 weeks ago


    Durban, South Africa Nedbank Full time

    **Job Classification** - Job Family- Credit - Career Stream- Credit Management - Leadership Pipeline- Manage Self: Professional - FAIS Affected**Job Purpose** - To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.**Responsibilities**: - Validate client and supporting information by...

  • Credit Manager

    2 weeks ago


    Durban, KwaZulu-Natal, South Africa Communicate Recruitment Full time

    Multinational Warehousing and distribution company is on the lookout for a Credit Manager.Qualifications: Complete BCom Accounting or, ICM (minimum level V)Skills: Advance Excel SAP Credit vetting (TransUnion / CGIC / Coface)Job description: Manage a team of 3 Credit Controllers (Due the growth of the business the scope will increase) Innovatively continue...


  • Durban, South Africa TLT Appointing Full time

    **Company Description** About Us: TLT Appointing provides recruitment serves via a team of specialist recruitment consultants in the following areas Finance, HR, IT & Telecommunications, Financial Services, Engineering, FMCG & Retail, Consulting & Professional Services, Public Sector, Executive Search **Job Description** Key Purpose** To develop, manage and...


  • Durban, South Africa Credit fitness Full time

    **Job Title**:Debt Review Administrator **Company**:Remove Debt We are looking for a Debt review administrator who will be faced with new challenges every day. He / she will be responsible for assisting with the smooth running of the Debt Review & Administration department. **Responsibilities**: - Handle all correspondence with debt counsellors. -...


  • Durban, KwaZulu-Natal, South Africa Communicate Recruitment Full time

    A distribution and retail company are seeking a well experienced Credit and Admin Manager with 7 years minimum experience in a similar role. Professional must have a completed B. Com degree plus a credit management qualification non-negotiable. They will be managing a book value of + or -80 millionQualifications: Complete BCom Accounting Credit Management...


  • Durban, KwaZulu-Natal, South Africa TLT Appointing Full time

    Company DescriptionAbout Us: TLT Appointing provides recruitment serves via a team of specialist recruitment consultants in the following areas Finance, HR, IT & Telecommunications, Financial Services, Engineering, FMCG & Retail, Consulting & Professional Services, Public Sector, Executive SearchJob Description Key Purpose**To develop, manage and monitor...


  • Durban, KwaZulu-Natal, South Africa Communicate Recruitment Full time

    A Well-known Logistics company based in Kwa-Zulu Natal is looking for a Credit % Admin Manager who demonstrate leadership skills, be analytical, driven, assertive, give attention to detail, a team player, self-motivated to join their team ASAPQualifications & Skills: Minimum Bcom or ICMA (Certification in Credit Manager), or relevant experience Experience in...

  • Head of Credit

    4 weeks ago


    Durban, South Africa Grindrod Bank Limited Full time

    **Credit Portfolio Management** * Lead and coordinate the formulation, aggregation, and cascading of the Risk Appetite for Credit Risk, including the approval governance for Business Banking. Monitor, report and oversee the remediation of breaches thereof * Lead the development of methodologies for measurement of Credit Portfolio Management within Business...