Personal Lines Underwriter

6 months ago


Johannesburg, South Africa Mirror Images Full time

Gauteng, JHB - Northern Suburbs
- R 25 000 - R 30 000 Monthly Cost To Company (Plus Provident fund and Life Cover)

**Qualifications**:
Successfully Completed RE 1/5

Minimum five years relevant work experience in Short Term Insurance

Matric certificate

NQF Level 4 certificate in short term insurance

CPD certificates indicating that your last cycle is up to date

Class of business certificate in Personal Lines

Completed DOFA report

Must be a registered Rep with current Employer and not working as a Personal Underwriter
**_under supervision_**.
- Ability to function independently and under pressure;
- Assertiveness;
- Continuous Learning;
- Commitment;
- Customer Driven;
- Excellent Communication skills;
- Flexible and Adaptable to change;
- Goal oriented;
- High attention to detail;
- Honesty, Integrity and Ethical Behaviour;
- Results oriented;
- Self-Starter / Proactive / Ability to use own initiative;
- Team player.

**Securing New Business**
- Capture and collate client and risk details received from Sales;
- Binder Insurers: Quote and underwrite in line with Insurer Underwriting Guide and mandates;
- Other Insures: Approach market for quotes;
- Provide Sales with quotes from Insurers;
- Ensure all FAIS documents are completed by Client and Sales;
- On confirmations from client / sales arrange cover with Insurer;
- Process policy documents - raise debits where applicable;
- Total turnaround time - 72 hours (3 working days)._

**Renewals**:
Renewal listing, claims experience and ratio will be provided 6 weeks prior to renewal (renewals are created automatically in accordance with renewal rule set)
- Check to see if all relevant FAIS documents are on file;
- Review the latest record of advice on the policy;
- Review correctness of cover and insured details on policy ;
- Send the renewal comparison and schedule to the insurer for review and sign off (Personal Only);
- Obtain / Negotiate terms with insurers (Domestic - Insurer collect);
- Assist AE with market exercise where necessary - complete comparison;
- Confirm renewal discussion with client to AE or vice-versa Underwriter - to be reduced to in writing;
- Lay off cover with Insurer (Personal);
- Update summary with renewal information;
- Process policy documents - raise debits where applicable ensuring debit is raised in correct financial period;
- Send renewal to client (copying in AE) or Complete pack to AE for delivery - both Domestic and Personal;
**Domestic**:
Domestic Renewals to be prepped by the renewal team - from prepping to sending to client ensuring all relevant documents are attached. Where applicable, to discuss with relevant Underwriter / AE;
**Confirmations**
- Cover confirmation to be processed immediately - copy to AE, client and Insurer (Insurer: Personalonly);
- Diarise if there is outstanding information;
- Process amendment directly if all information available;
- Turnaround time - Immediate._

**Amendments**
- Acknowledge receipt of amendment request - advise AE;
- Binder Insurers: Process amendment in line with Insurer Underwriting Guide and mandates;
- Other Insurers: Obtain terms and process amendment;
- Send copy to Insurers - this is applicable to Personal only;
- Turnaround time - 48 hours._
- **Cancellations **Advise AE immediately;
- Send to Team Leads / Underwriting Managers for cancellation to be actioned;
- Prep refund requisition to be sent to Underwriting Managers to be authorised and sent to finance; _Turnaround time - 48 hours._

**Multi-Claimants / Portfolio Management**
- Process corrective endorsement / cancellation on Insurer’s advices;
- Or_
- Process corrective endorsement / cancellation as part of the renewal (rule set) raised;
- Turnaround time - 48 hours._

**Manage own area of control**
At all times:

- Annual leave: Ensure all outstanding mails/tasks have been attended to prior to going on leave.
- Be punctual, keeping to prescribed hours / timekeeping;
- Deadlines: Ensure all turnaround times and target dates are adhered to;
- Display personal accountability for own actions, quality of work and personal development;
- Effectively and efficiently maintain filing system;
- Ensure that accurate record is kept of all new matters received in the department; Ensure that all deadlines are met, and that SLAs are adhered to;
- Ensure that all relevant Procedure Manuals (Standard Operating Procedures) are adhered to;
- Exhibit Com[any Core Values at all times (Professionalism, Integrity, Perseverance, Positive Attitude);
- Maintaining professional behaviour and work ethic;
- Perform adhoc duties as allocated from time to time;
- Team player and adhere to the backup arrangement as required by department to ensure cohesion.

For more information please contact:

- Stuart Boden



  • Johannesburg, South Africa Mirror Images Full time

    Gauteng, JHB - Northern Suburbs - R 32 000 Monthly Cost To Company An insurance company based in Rivonia/Johannesburg is currently seeking a Personal lines Underwriter to ensure the accurate and efficient capturing, processing and completion of client policies. **Qualifications and Compliance requirements**: Minimum three to five years relevant work...


  • Johannesburg, South Africa CFS Recruitment Full time

    Minimum Requirements:MatricRE 5FETC in Short-Term InsuranceHigher Certificate in Short Term InsuranceClass of Business Personal Lines Technical knowledge of Personal Lines Short Term Insurance UnderwritingInsurance Market RatesMarket DevelopmentsAfrikaans & English First Language


  • Johannesburg, South Africa CFS Recruitment Full time

    Minimum Requirements: Matric RE 5 FETC in Short-Term Insurance Higher Certificate in Short Term Insurance Class of Business Personal Lines  Technical knowledge of Personal Lines Short Term Insurance UnderwritingInsurance Market RatesMarket Developments Afrikaans & English First Language


  • Johannesburg, South Africa Mirror Images Full time

    Gauteng, JHB - Northern Suburbs - R 25 000 - R 30 000 Monthly Cost To Company (Plus Provident fund and Life Cover) **Qualifications**: Successfully Completed RE 1/5 Minimum five years relevant work experience in Short Term Insurance Matric certificate NQF Level 4 certificate in short term insurance CPD certificates indicating that your last cycle is up...


  • Johannesburg, South Africa Santam Full time

    Who we are Santam is the market leader in the general insurance industry in Southern Africa. We are a large, diversified, expanding and transforming company and whilst based in South Africa, we are rapidly moving into a number of emerging markets, both in Africa and Asia. Our success is rooted in our passion for our clients and everything we do is centered...

  • Insurance Specialist

    2 months ago


    Johannesburg, Gauteng, South Africa CFS Recruitment Full time

    Key Responsibilities:Matriculation CertificateRE 5 qualificationFETC in Short-Term InsuranceHigher Certificate in Short Term InsuranceClass of Business: Personal LinesTechnical knowledge of:Personal Lines Short Term Insurance UnderwritingInsurance Market RatesMarket DevelopmentsAfrikaans and English as First LanguageAbout the Role: We are seeking a highly...


  • Johannesburg, Gauteng, South Africa CFS Recruitment Full time

    About the RoleWe are seeking a highly skilled Personal Lines Insurance Specialist to join our team at CFS Recruitment.Job DescriptionThe successful candidate will be responsible for underwriting Personal Lines Short Term Insurance policies, with a strong focus on technical knowledge and market developments. They will also need to stay up-to-date with...


  • Johannesburg, South Africa Jobted ZA C2 Full time

    Overview Hire Resolve’s client is looking for an experienced Underwriter to join their team in Johannesburg, Gauteng. They are looking for someone with Multi-Line experience. As an underwriter, you will be responsible for managing complex risks and developing strategic partnerships within the Africa region. Your role involves evaluating risk selection,...


  • Johannesburg, South Africa EMPIRE RECRUITMENT Full time

    The purpose of the role is to ensure the accurate and efficient capturing, processing and completion of client policies.  Recommended QualificationsMatric, FAIS Compliant (Full Short Term Insurance Qualification at NQF level 4 or higher)Successfully Completed RE 1/5Minimum five years relevant work experience in Short Term InsuranceKey Performance...


  • Johannesburg, South Africa Unique Personnel Full time

    **Job Number** - 72489 **Job Type** - Permanent **Job Title** - Personal and Commercial Underwriter **Computer Skills** - MS Office **Industry** - Brokering **City** - Johannesburg **Province** - Gauteng - This is a full-time on-site role for a Personal and Commercial Underwriter/ claims administration in our Johannesburg office. The primary...


  • Johannesburg, Gauteng, South Africa Mirror Images Full time

    Job OverviewMirror Images seeks an experienced Personal Lines Insurance Specialist to join our team. As an underwriter, you will be responsible for assessing and managing risk in personal lines insurance.About the RoleWe are looking for a highly skilled and motivated individual to fill this critical role. The ideal candidate will have a strong understanding...


  • Johannesburg, South Africa Energy at Work Projects Full time

    **Duties**: - Assist with quotations on a daily basis. - Assist on all the Personal Lines quotes and send them to clients. - Be able to handle high volumes and stress. - Will be assisting the underwriting team on a daily basis. - Assisting clients on queries. - Handling of all inbound and outbound calls. **Requirements**: - At least 1 - 2 years short term...


  • Johannesburg, South Africa Energy at Work Projects Full time

    **Duties**: - Assist with quotations on a daily basis. - Assist on all the Personal Lines quotes and send them to clients. - Be able to handle high volumes and stress. - Will be assisting the underwriting team on a daily basis. - Assisting clients on queries. - Handling of all inbound and outbound calls. **Requirements**: - At least 1 - 2 years short term...

  • Underwriter

    2 months ago


    Johannesburg, South Africa Jobted ZA C2 Full time

    About the Role: As a Commercial Underwriter, you will: - Underwrite a range of products including personal lines, commercial lines, engineering, liability, and transport. - Leverage your technical risk knowledge to maintain high service standards. - Provide exceptional client service with a proactive approach. - Manage claims effectively while building...


  • Johannesburg, South Africa ATripleA Recruitment and Temps Full time

    Main Purpose:Join a JSE-listed insurance company as an Underwriting Administrator to support the underwriting team in Personal and Commercial Lines in Short-term insurance. Assist with policy management, compliance, and provide administrative support to enhance operations. Ideal candidates must have strong academic credentials and communication...

  • Commercial Underwriter

    6 months ago


    Johannesburg, South Africa Badger Holdings Full time

    **Commercial Underwriter** The underwriter is responsible for short-term insurance policy administration (renewals, endorsements and new business) being written by Commrisk Insurance Brokers, providing high quality service and solutions to Account Executives and clients to ensure business retention and profitable growth, always providing qualitative service...

  • Underwriter

    2 months ago


    Johannesburg, South Africa JenRec Recruitment Full time

    About the Role: As a Commercial Underwriter, you will:Underwrite a range of products including personal lines, commercial lines, engineering, liability, and transport.Leverage your technical risk knowledge to maintain high service standards.Provide exceptional client service with a proactive approach.Manage claims effectively while building strong...

  • Underwriter

    2 months ago


    Johannesburg, South Africa JenRec Recruitment Full time

    About the Role: As a Commercial Underwriter, you will: Underwrite a range of products including personal lines, commercial lines, engineering, liability, and transport. Leverage your technical risk knowledge to maintain high service standards. Provide exceptional client service with a proactive approach. Manage claims effectively while building strong...

  • Underwriter

    3 months ago


    Johannesburg, South Africa FirstRand Full time

    Job Description Dear Future, Underwriter The role requires you to provide an effective and efficient service to clients by obtaining the correct medical and setting of underwriting requirements telephonically, that need to be referred to a Senior Underwriter for sign-off. Facilitation of such requirements related to new and existing business Are you...

  • Underwriter

    2 months ago


    Johannesburg, South Africa FirstRand Full time

    Job Description Dear Future, Underwriter The role requires you to provide an effective and efficient service to clients by obtaining the correct medical and setting of underwriting requirements telephonically, that need to be referred to a Senior Underwriter for sign-off. Facilitation of such requirements related to new and existing business. Are you...