Retail Credit Data Specialist

3 days ago

Johannesburg, South Africa Absa Bank Limited Full time

Bring your possibility to life Define your career with us
- With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary

To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

**Job Description**:
Role Description

This role provides an exciting opportunity to add value in the Retail Credit journey towards digitization. This is a new strategic direction for Retail Credit requiring stronger technical and analytical skills to enhance our capabilities. The Data specialist serves as a development, support and analytical expert; primarily responsible for the design, development, automation, testing, support and administration of the Retail Credit Data Services. The role will also serve as an analytical expert within capabilities with the responsibility of credit bureau reporting, strategy simulation and ad hoc analytical support. The role requires technical experience with Hadoop, traditional ETL and databases, SAS, Cobrix, SQL as well as the business acumen to empower business partners in ad hoc data preparation for analysis and automated decision requirements.

Reporting to the Head RBB Risk Capabilities & Enablement, take responsibility for assisting to develop and implement best practice data disciplines systems and processes to ensure that the strategic objectives and regulations of Credit Risk and RBB are executable and can be controlled and monitored. The role will ultimately include facilitating the creation of data capabilities in conjunction with the Big Data teams and IT partners to enable the implementation of the strategic systems roadmap for Retail Credit, and the management of all change requirements on the systems and processes managed by Retail Credit Change and Enablement.

Key Accountabilities

Overall (Medium Term):

- Help facilitate and build on the Strategic Architecture Conceptual data design to ensure all Credit Risk requirements are addressed
- Help define a strategic roadmap to move towards the strategic concept
- Work actively with the Credit Executive team, RDS, Data Engineering, Retail IT and Product tech teams to enable the strategic roadmap and ensure accurate, timeous and relevant data is available to add value to Bank and Customer
- Define the Credit Risk data requirements in conjunction with Project, IT and Business teams
- Ensure that all third party data processes and requirements are optimized:

- Data supplied to third parties (SACRRA, Credit Bureau etc.)
- Data received from third parties (Bureau for real time, batch, and ad hoc, etc.)
- Work with the product and product tech teams to ensure that bureau reporting is optimized, the correct controls are in place and process is managed efficiently
- Define and implement the strategic process for all regulatory reporting (ie, Bureau reporting)
- Primary responsibility for the compliance with all regulatory credit data reporting requirements
- Work actively with the Credit risk teams to facilitate the simulation and testing of strategy and systems changes, particularly (but not limited to) Credit decisioning i.e. Powercurve, Triad, DM
- Understand and simulate the strategies in the credit systems in SAS to replicate, monitor, test, identify and resolve issues.
- Identify and implement detective and reactive measures to increase the level of control in the credit systems
- Collaborate with credit risk teams as and when required to assist with pro-active strategy design and impact assessment

The incumbent will have the opportunity of working directly across the firm with developers, operational staff, credit risk analysts, data scientists, architects and business constituents to develop logical and physical datamart(s) for generic usage.

Furthermore, the incumbent will have the opportunity to bridge the analytical gap between capabilities and credit risk / business by making use of analytical tools to inform and monitor strategies, identify and implement controls across the credit risk systems and ensure compliance with all regulatory credit requirements.
- Engagement with data owners and system technology teams
- Ability to design effective and efficient data models
- Ability to work with multiple different sourcing interfaces (O/JDBC, API, File and etc)
- Ability to critically evaluate problem statements and suggest best practice ingestion patterns
- Ability to work in a matrix environment and be able to manage across functional lines in order to deliver
- Provide consistent and clear communications for planning and estimates
- Clearly articulate problems to backend engineering teams
- Strong problem solving, data programming and

  • Retail Data Specialist

    1 week ago

    Johannesburg North, South Africa MVC Marketing Full time

    **JOB TITLE**:Retail Data Specialist **DEPARTMENT**:Device **INDUSTRY**: South Africa - Device **REGION**:Johannesburg MVC Marketing is looking for a Retail Data Specialist to join our Clients in the Information and Communications Technology/Consumer Electronics industry. **Compulsory Responsibilities**: Has good skills on Microsoft office, power BI,...

  • Data Analytics Specialist

    17 hours ago

    Johannesburg North, South Africa Communicate Recruitment Full time

    My client is seeking an experienced and knowledgeable Data Analytics Specialist to support their Group Finance Management Team with data and information expertise. **Job & Company Description**: In this role, you will work closely with business SMEs, Solution Architects, Data Engineers, and other data specialists to ensure that BAU processes and strategic...

  • Data Analyst

    2 months ago

    Johannesburg, South Africa Jobted ZA C2 Full time

    The candidate must have a - Completed BSc Honours (Computer science / Maths / Financial Maths / Engineering) - with 3-5 years relevant Credit Risk Analyst / Data Analyst / Data Science experience from a Financial Services or Retail environment - and be proficient in SAS coding, SAS SQL, SAS Visual Analytics, SAS Intelligent Decisioning, and DS2 - Exposure...

  • Data Analyst

    2 months ago

    Johannesburg, South Africa Strategic Personnel Full time

    The candidate must have aCompleted BSc Honours (Computer science / Maths / Financial Maths / Engineering)with 3-5 years relevant Credit Risk Analyst / Data Analyst / Data Science experience from a Financial Services or Retail environmentand be proficient in SAS coding, SAS SQL, SAS Visual Analytics, SAS Intelligent Decisioning, and DS2 Exposure to API...

  • Data Analyst

    2 months ago

    Johannesburg, South Africa Strategic Personnel Full time

    The candidate must have aCompleted BSc Honours (Computer science / Maths / Financial Maths / Engineering) with 3-5 years relevant Credit Risk Analyst / Data Analyst / Data Science experience from a Financial Services or Retail environment and be proficient in SAS coding, SAS SQL, SAS Visual Analytics, SAS Intelligent Decisioning, and DS2 Exposure to API...

  • Head of Collections, Credit

    7 months ago

    Johannesburg, South Africa People Source Full time

    Head of Collections, Credit & Risk - Retail Banking group in Sandton. Superb opportunity for a dynamic B Com or LLB with 10 to 12 years of Collections, Credit and Risk exposure within Retail Banking with strong legal and Compliance exposure. Exposure to AI as well as developing workflows and scoring models, data analytics and risk modelling is ideal. As the...

  • Credit Manager

    1 week ago

    Johannesburg, South Africa Bonafide Human Capital Full time

    Our well established automotive vehicle dealer client based in Johannesburg with multiple Dealerships in the region, is looking to employ a highly qualified and experienced Credit Manager with Motor Retail experience. Job Requirements Managing a team of four employees. Very strong assessment experience. High risk environment. Managing Credit...

  • Credit Evaluation Specialist

    3 weeks ago

    Johannesburg, Gauteng, South Africa LLM Recruitment Full time

    About the JobWe are seeking a highly skilled Credit Evaluation Specialist to join our team in Sandton. As a key member of our credit department, you will be responsible for evaluating the creditworthiness of our clients and providing expert advice on credit risk management.ResponsibilitiesEvaluate client credit applications and provide recommendations on...

  • Credit Data Analyst

    2 weeks ago

    Johannesburg, South Africa Nedbank Full time

    **Requisition Details & Talent Acquisition Contact** - REQ 119781- Tshego Semenya- Career Stream- It Application Development **Leadership Pipeline** - Manage Self: Technical **Position** - Credit Data Analyst**Job Purpose** - Ensure consistency and automation of credit risk analytics operations, data and processes - Drive business optimisation through...

  • Data Strategy Lead

    3 weeks ago

    Johannesburg, Gauteng, South Africa iLaunch Full time

    About iLaunchiLaunch is a leading Financial Services Client in Johannesburg and surrounding areas.Competitive Salary PackageWe are offering a competitive salary package, estimated to be around R1 200 000 per annum, depending on experience. This includes a comprehensive benefits package that supports your overall well-being.Data Strategy Lead - Credit Risk...

  • Credit Manager

    7 days ago

    Johannesburg, South Africa Bonafide Human Capital (Pty) Ltd Full time

    Our well established automotive vehicle dealer client based in Johannesburg with multiple Dealerships in the region, is looking to employ a highly qualified and experienced Credit Manager with Motor Retail experience. Job Requirements Managing a team of four employees. Very strong assessment experience. High risk environment. Managing Credit...

  • Portfolio Manager- Retail Credit Risk

    3 days ago

    Johannesburg, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...

  • Credit Data Analyst

    7 months ago

    Johannesburg, South Africa FROGG Recruitment Full time

    **Credit Data Analyst Sandton Gauteng** Our Client is looking for an experienced Credit Data Analyst with 5 years plus solid experience in data analytics, who delivers work of high quality, manipulates, and transforms large volumes of data. You will need to perform extensive analysis of data and produce summary results in a visual format. **Salary Up to R...

  • Credit Manager

    1 week ago

    Johannesburg, South Africa Bonafide Human Capital (Pty) Ltd Full time

    Our well established automotive vehicle dealer client based in Gauteng with multiple Dealerships in the region, is looking to employ a highly qualified and experienced Credit Manager with Motor Retail experience. **Experience and Skills** Motor Dealership / Automotive Retail experience. Must have at least 10 years credit control and full function debtors...

  • Credit Risk Manager

    3 days ago

    Johannesburg, South Africa TLT Appointing Full time

    Company Description About Us: TLT Appointing provides recruitment serves via a team of specialist recruitment consultants in the following areas Finance, HR, IT & Telecommunications, Financial Services, Engineering, FMCG & Retail, Consulting & Professional Services, Public Sector, Executive Search **Job Description**: - Ensure that procedures and...

  • Lead Data Strategist for Credit Risk Modeling

    2 weeks ago

    Johannesburg, Gauteng, South Africa iLaunch Full time

    About the RoleiLaunch is seeking a Lead Data Strategist to join our team in Johannesburg and surrounding areas. The ideal candidate will have 5 years of experience in credit data science, specifically in retail or financial services.Key responsibilities include overseeing the full model development cycle, extracting data, identifying trends and potential...

  • Retail Specialist

    3 months ago

    Johannesburg, South Africa GroupM Nexus Full time

    **Purpose**: The Retail Specialist is responsible for planning, implementing, optimizing, and reporting on performance-driven campaigns across key retail media platforms, including Amazon, TikTok Shop, Google Shopping, and Meta Commerce. He/she will leverage their deep understanding of these retail ecosystems to achieve client objectives. This role requires...

  • Logistics Delivery Operations Specialist

    4 weeks ago

    Johannesburg, Gauteng, South Africa Retail Solutions Full time

    Job Title: Logistics Delivery Operations SpecialistRetail Solutions is seeking a highly organized and detail-oriented Junior Logistics Delivery Manager to join our team.About the Role:We are looking for a motivated and analytical individual to assist in the coordination of daily operations, addressing store support inquiries, tracking orders, and ensuring...

  • Credit Controller

    3 weeks ago

    Johannesburg,, South Africa Jobted ZA C2 Full time

    Credit Controller: Keep the Cash Flow Flowing! Do you have a passion for detail and a knack for keeping finances in order? Are you a team player who thrives in a fast-paced environment? If so, we're looking for a Credit Controller to join the Johannesburg team! In this critical role, you'll be responsible for the cash flow, ensuring timely payments and...

  • Junior Credit Risk Analyst

    3 days ago

    Johannesburg, South Africa Network Recruitment (South Africa) Full time

    **Education**: - A minimum of a degree in quantitative field. Ie, Actuarial Science, Data Science, Applied Mathematics, Engineering, or Statistics. **Job Experience & Skills Required**: - 2-4 years in a credit risk environment. - Proficiency in SAS and SQL non-negotiable. - Proficient in model developement, stress testing, and analytics -...