Short-term Insurance Account Executive

4 weeks ago

Johannesburg, South Africa Antal International Full time

**Short-Term Insurance Account Executive (JHB & CPT) - Islamic Insurance**

**Contract**:Permanent

**Location**:Johannesburg & Cape Town

**Available**:ASAP

**Remuneration**: R300 000.00 per annum + commission + funeral cover

**Job Summary**:
We are currently seeking a dynamic and results-driven Short-Term Insurance Account Executive to join our client's team, specializing in Islamic Insurance. Our client, who specialises in Islamic Insurance, is dedicated to providing tailored insurance solutions while adhering to Islamic principles. As an Account Executive, you will play a vital role in managing client relationships, driving new business growth, and delivering exceptional customer service. Additionally, at some point, you will also be responsible for training and mentoring junior team members and graduates. This position requires a profound understanding of short-term insurance policies, exceptional sales and negotiation skills, and the ability to thrive in a fast-paced environment.

**Responsibilities**:

- Manage and cultivate a portfolio of clients seeking short-term insurance coverage, ensuring their unique insurance needs are met within the framework of Islamic Insurance principles.
- Develop strong relationships with clients, understanding their requirements, and providing tailored solutions that align with their values.
- Identify and generate new business opportunities through prospecting, networking, and referrals.
- Assess clients' short-term insurance requirements and recommend suitable coverage options, considering Islamic principles.
- Negotiate policy terms, conditions, and pricing with underwriters to secure favourable terms for clients while adhering to Sharia-compliant guidelines.
- Ensure accurate and efficient policy administration, including issuing policies, endorsements, and certificates of insurance.
- Address client inquiries, claims, and complaints promptly and professionally, collaborating with claims representatives as needed.
- Stay up-to-date on industry trends, market conditions, and regulatory changes affecting short-term Islamic insurance.
- Prepare and deliver persuasive presentations and proposals to clients, highlighting the value and benefits of short-term Islamic insurance products.
- Train and mentor junior team members and graduates, sharing your expertise and guiding them to success.
- Meet or exceed sales targets and key performance indicators (KPIs) related to client retention, revenue growth, and customer satisfaction.

**Requirements**:

- Bachelor's degree in Business, Insurance, or a related field (preferred).
- RE qualified.
- Proven work experience of a minimum 5 years as a Short-Term Insurance Account Executive or in a similar sales-driven role within the insurance industry.
- Strong knowledge of short-term insurance products, policies, and underwriting processes within the context of Islamic Insurance.
- Exceptional sales and negotiation skills, with a track record of successfully closing deals and achieving sales targets.
- Excellent interpersonal and communication skills, both written and verbal.
- Ability to build and maintain strong client relationships based on trust, integrity, and exceptional customer service within the framework of Islamic values.
- Proficiency in using insurance management software and Microsoft Office Suite.
- Attention to detail and strong analytical skills to accurately assess clients' risk exposures.
- Ability to multitask, prioritize work effectively, and meet deadlines in a fast-paced environment.

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