Account Analyst

3 days ago

Rustenburg, North-West, South Africa Capitec Bank Full time

Apply by:

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

  1. To see what life at Capitec is all about and complete a short assessment, please click here.
  2. Once you have completed the above, finalize your application by clicking apply below.
Purpose Statement
  • To support with the day-to-day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries/requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/conditions.
Experience

Minimum:

  • At least 5 years, of which 1 year should have been spent in the Business Banking environment.
  • Experience in preparing and motivating Credit applications is essential.
Qualifications (Minimum)
  • Diploma in Commerce or Banking.
Qualifications (Ideal or Preferred)
  • Bachelor's Degree in Banking or Commerce.
Knowledge

Minimum:

  • The features, benefits and value propositions of respective company product/service offerings.
  • General banking practices and procedures.
  • Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market.
  • Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements.
  • The Financial Intelligence Centre Act (FICA).
  • Administration processes and procedures pertaining to Business Banking transactions.
  • Client relationship management and service principles.

Ideal:

  • Competitor product offerings/channels/operational and marketing tactics would be advantageous.
  • Capitec/Business Bank systems and processes.
Skills
  • Communications Skills.
  • Negotiation skills.
  • Problem-solving skills.
  • Analytical Skills.
  • Planning, organising and coordination skills.
Conditions of Employment
  • Clear criminal and credit record.

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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