Manager: Credit

4 days ago


Cape Town, Western Cape, South Africa NedBank Full time
Requisition and Specialist Recruiter Details

REQ 137042 - Twanette Coetser

Closing Date - 20 March 2025

Cluster and Location

Total Business Banking and Retail - Credit Value Management - Gauteng

Plattekloof, Western Cape

Career Stream Credit Management Leadership Pipeline Manage Self: Professional

Manager: Credit x 2Job Purpose

The Credit Manager's objective is to assess and evaluate the lending application for Commercial clients, to minimise impairments and maximise profit. This role includes consistent application of Nedbank's credit policy, through a risk-based affordability assessment, periodic credit reviews of existing customers, and assessing the creditworthiness of potential customers within the agreed risk parameters as set out in the Nedbank Credit Strategy.

Job Responsibilities
  • Validate client and supporting information through analysing and reviewing credit applications by assessing contents of documents for the proposed funding package and the viability of funding being applied for.
  • Appropriate client solutioning in line with clients' business model.
  • Meeting client expectations by operating within the specified parameters, Service Level Agreements (SLA) and ensuring deliverables are timeously met whilst still ensuring that credit processes are adhered to including mandated official sign on all applications.
  • Adapt to changes in Legislation by providing input to redesigning credit processes, systems, policies, and procedures where applicable, by recommending and making submissions to the relevant parties.
  • Support daily activities of larger team by monitoring the output, by performance and build the intellectual capital of the team.
  • Supporting the achievement of the business strategy, objectives, and values by reviewing Nedbank and Business Unit Plans and ensuring delivered systems, processes, services, and solutions are aligned.
  • Share knowledge and industry trends with team and stakeholders during formal and informal engagements.
  • Identify development areas and align to a personal career plan through input and feedback from leadership and ensure all personal career plan activities are completed within specified timeframe.
  • Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
Requirements
  • NQF Level 7 or Higher in a Financial or Banking related field essential.
  • CIMA, Credit management degree or equivalent will be advantageous.
  • Valid driver's license and own reliable vehicle.
  • Min 5 Years' Credit Assessment / Credit Evaluation and decisioning experience within Banking environment.
  • Min 3 Years' Business Banking experience in evaluating current and prospective clients' financial statements and credit reports to determine their ability to honour debt obligations.
  • Firm understanding of legalities associated with lending and collateral.
  • 1 – 2 Years' experience in a Team Management / Supervisory role would be advantageous.
  • Proven track record in managing a large book.
  • Must be prepared to travel.
Technical / Professional Knowledge
  • Business administration and management.
  • Change management.
  • Client service management.
  • Financial Accounting Principles.
  • Governance, Risk and Controls.
  • Principles of project management.
  • Relevant regulatory knowledge.
  • Service level agreements.
  • Strategic planning.
  • Management information and reporting principles, tools and mechanisms.
Behavioural Competencies
  • Building Partnerships.
  • Earning Trust.
  • Coaching.
  • Communication.
  • Decision Making.
  • Inspiring others.
  • Guiding Team Success.
  • Planning and Organizing.
#J-18808-Ljbffr

  • Cape Town, Western Cape, South Africa Nimble Credit Solutions Full time

    Job DetailsWe are looking for a highly skilled and motivated individual to join our team as an Outbound Collection Agent - Maximize Debt Recovery. This role involves negotiating with customers to maximize debt recovery and profitability.Key ResponsibilitiesCollections Management: Meet set collections targets and have a thorough understanding of relevant...

  • Credit Manager

    3 weeks ago


    Cape Town, Western Cape, South Africa Communicate Recruitment Full time

    Job Description:Credit note trading termsManage cashflowApprove purchase ordersReview credit limitsMandated to approve credit limitsAge analysis reconciliationCalculate commissions Prepare month end reportingManage debtor reports Skills & Experience: Credit Management4 to 5 years exposureQualification: Finance DegreeContact SHAKIRAH LAKAY on

  • Credit Manager

    1 week ago


    Cape Town, Western Cape, South Africa Communicate Recruitment Full time

    Job Description: Credit note trading termsManage cashflowApprove purchase ordersReview credit limitsMandated to approve credit limitsAge analysis reconciliationCalculate commissions Prepare month end reportingManage debtor reports Skills & Experience: Credit Management4 to 5 years exposureQualification: Finance DegreeContact SHAKIRAH LAKAY on

  • Credit Manager

    4 days ago


    Cape Town, Western Cape, South Africa Absa Group Limited Full time

    Job title : Credit Manager (Credit Sanctioning)Job Location : Western Cape, Cape TownDeadline : April 12, 2025Quick Recommended LinksJobs by Location Job by industries Job SummaryConduct quality credit assessments, provide responsible risk decisions within personal mandate level and maintain an assigned credit portfolio of clients for Business Bank...

  • Manager Credit

    13 hours ago


    Cape Town, Western Cape, South Africa Absa Group Limited Full time

    Job Location : Western Cape, Cape TownDeadline : April 24, 2025Job SummaryTo support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for SME Business clients.Job DescriptionCredit...

  • Manager Credit

    13 hours ago


    Cape Town, Western Cape, South Africa Absa Group Full time

    Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo...

  • Credit Manager

    3 weeks ago


    Cape Town, Western Cape, South Africa O'Brien Recruitment Full time

    Credit ManagerJob Purpose:The Credit Manager is responsible for minimising credit risk and overseeing cash inflow to maintain the financial health of the organisation. This role ensures that financial processes are accurate, complete, and compliant with relevant regulations.Key Responsibilities:Verification: Approve purchase orders, trading term credit...

  • Credit Manager

    13 hours ago


    Cape Town, Western Cape, South Africa O'Brien Recruitment Full time

    The Credit Manager is responsible for minimising credit risk and overseeing cash inflow to maintain the financial health of the organisation. This role ensures that financial processes are accurate, complete, and compliant with relevant regulations.Key Responsibilities:Verification: Approve purchase orders, trading term credit notes, and master data reports,...

  • Credit Risk Manager

    9 hours ago


    Cape Town, Western Cape, South Africa Fempower Personnel Full time

    Job Description:Fempower Personnel is seeking a highly skilled Credit Risk Manager to join our team. As a Credit Risk Manager, you will be responsible for assisting in the development and implementation of credit risk management policies and procedures.Main Responsibilities:Develop and Refine Credit Risk Management Policies: Review and maintain credit risk...


  • Cape Town, Western Cape, South Africa Nimble Credit Solutions Full time

    Job DescriptionAs a Portfolio Management Strategist at Nimble Credit Solutions, you will be responsible for driving operational success and optimising productivity across our collections division.Key Responsibilities:Portfolio Management:   Developing and implementing effective collection strategies to maximise net recoveries.   Collaborating with...


  • Cape Town, Western Cape, South Africa Nimble Credit Solutions Full time

    Job SummaryNimble Credit Solutions is seeking a highly skilled Business Performance Manager to join our leadership team and drive operational success across our collections division.Key Responsibilities:Strategic Planning:   Developing and implementing effective collection strategies to maximise net recoveries.   Collaborating with cross-functional...

  • Manager Credit

    4 days ago


    Cape Town, Western Cape, South Africa Absa Bank Full time

    time left to apply End Date: April 7, 2025 (12 days left to apply)job requisition id R-15973388Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth...


  • Cape Town, Western Cape, South Africa MECS Africa Full time

    Job Summary:We are looking for a seasoned Senior Credit Analyst to join our team and contribute to our credit risk management strategy.Main Responsibilities:Credit Decision Making: Make informed credit decisions based on financial statement analysis and credit agency reports.Business Plan Review: Review business plans of new Retail clients to identify...


  • Cape Town, Western Cape, South Africa AVI Limited Full time

    We are looking for a Credit Portfolio Manager to oversee the management of our debt portfolio. The ideal candidate will have a proven track record in credit analysis, risk assessment, and cash flow management.Responsibilities:Analyze customer credit reports and assess their creditworthiness, making recommendations for credit limits and monitoring payment...

  • Credit Risk Manager

    4 days ago


    Cape Town, Western Cape, South Africa Professional Recruitment Network Full time

    About the RoleThe successful candidate will have extensive experience in credit management, with a strong understanding of credit control policies and procedures. You will be responsible for reviewing and approving credit applications, ensuring timely collection of debts, and maintaining effective communication with customers and internal stakeholders.Key...

  • Credit Risk Manager

    9 hours ago


    Cape Town, Western Cape, South Africa wePlace Full time

    We are looking for a talented Credit Risk Manager to join our team at WePlace. As a Credit Risk Manager, you will be responsible for leading a team of specialists within Credit Decision Science (Collections, Recoveries, Account Management) function to perform analysis to translate active business data into usable strategic information to inform the business...


  • Cape Town, Western Cape, South Africa Time Personnel Full time

    Company Overview: Time Personnel is a leading recruitment agency dedicated to providing exceptional services to our clients and candidates. As a Credit Controller, you will play a crucial role in our team.Salary: Competitive salary package negotiable based on experienceJob Description:The successful candidate will be responsible for overseeing the complete...


  • Cape Town, Western Cape, South Africa Nimble Credit Solutions Full time

    Job SummaryNimble Credit Solutions is seeking a Credit Solutions Professional to join our team. As a Credit Solutions Professional, you will be responsible for negotiating with customers to maximize debt recovery and profitability.Key ResponsibilitiesCollections Management: Meet set collections targets and have a thorough understanding of relevant...


  • Cape Town, Western Cape, South Africa West Coast Personnel Full time

    **Overview of the Job:**At West Coast Personnel, we are looking for a skilled Credit Controller to handle our company's credit functions. This role requires someone with excellent analytical and communication skills, as well as extensive knowledge of the construction industry and credit insurance companies.Key Responsibilities:Manage Credit Applications:...


  • Cape Town, Western Cape, South Africa NedBank Full time

    Job OverviewThe Credit Management Leader will play a critical role in assessing and evaluating lending applications for Commercial clients, with the aim of minimising impairments and maximising profit. This involves the consistent application of Nedbank's credit policy through a risk-based affordability assessment, periodic credit reviews of existing...