BCom Corporate Credit Analyst
4 days ago
BCom Corporate Credit Analyst, International Financial Services Group, Cape Town – Southern suburbs, South Africa
POSITION INFO :
Our client, a renowned International Financial Services Group providing specialised financial solutions and advisory services to businesses and high net worth individuals in South Africa is URGENTLY seeking to appoint a suitably qualified Corporate Credit Analyst to be based in their Cape Town – Southern suburbs Offices.
KEY COMPETENCY REQUIREMENTS :
- At minimum a BCom degree with Finance and/or Mathematics, Accounting as a subject(s)
- A post-graduate degree qualification will be a distinct advantage.
- At least 4 years working knowledge of credit risk management, within the commercial/corporate sector is ESSENTIAL.
- Familiar with National Credit Act ESSENTIAL.
- Must have a Clean Credit Record
- Possess an unendorsed Driver's License (Code 08)
KEY ROLES AND RESPONSIBILITIES :
- Deal management and preparation, deal execution and presentation, post deal implementation and overall input towards credit projects, personal development as well as client visits.
- Reviewing of financial statements to assess the company's financial health, profitability, liquidity, and leverage.
- Understanding the industry dynamics and market trends relevant to the client's business is essential, adding value to credit committee presentation and discussions.
- Ensure that credit decisions adhere to the company's credit policies, procedures, and regulatory requirements.
- Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
- Conducting thorough due diligence on potential clients to assess their creditworthiness accurately. This may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
- Supporting legal approval and implementation of credit requirements.
- Articulating accurately the risk implications of change requests related to previously approved transactions.
- The responsibilities outlined above provide a comprehensive overview but are not exhaustive. Additional tasks and responsibilities may be required to fulfil the requirements of the role.
PLEASE NOTE THE FOLLOWING :
- Willingness to relocate (if not resident in Cape Town).
- By applying for this vacancy, you give us consent to use your personal information as per POPIA. Should you withhold your consent and/or withdraw your consent before our client has started and/or completed processing your personal information, our Client will be unable to conduct pre-employment or pre-contractual background screening which may render your application for the job position incomplete.
- Should you not receive our relayed invitation for an interview with our client within two weeks of the closing date, please accept that your application has not been successful.
- This is an Equal opportunity role "Open-to-all" designations.
- The client reserves the right not to make an appointment.
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