Analyst, Credit Support, Premium

4 days ago


Bloemfontein, Orange Free State, South Africa Standard Bank of South Africa Limited Full time

Business Segment: Business & Commercial Banking

Responsibilities
  • Support the Relationship Manager to grow and retain a portfolio of high-value Premium Business Segment relationships by performing a proactive, mobile, value-adding financial partnership role.
  • Ensure a deep understanding of Customer's business through regular interaction with clients, including their place of business.
  • Employ the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
  • Perform complex financial analysis on annual financial statements, management accounts, and cash flow projections.
  • Write and motivate agricultural and business finance applications and successfully present the case to a business and credit lending committee.
  • Manage the credit process from start to end, including collateral management and the annual review of all clients with credit facilities.
  • Build trust, credibility, and confidence with Agricultural and Business Clients.
Qualifications

Minimum Degree Requirements: One of the below qualifications or similar (FAIS required):

  • BSc. (Agricultural Economics)

Preferable / Advantages:

  • Hons Degree
  • SAICA Articles/CA
  • CIMA Qualified
Experience Requirements

7 Years experience in the following fields or similar:

  • Credit/Financial Analyst role in Business Banking.

Preferable / Advantages:

  • Agricultural Knowledge / Experience
Additional Information
  • Adopting Practical Approaches
  • Challenging Ideas
  • Developing Expertise
  • Developing Strategies
  • Banking Process & Procedures
  • Business Acumen (Audit)
  • Customer Acceptance & Review (Business Banking)
  • Customer Understanding (Business Banking)
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