Debtor Management Analyst

4 days ago


Randburg, Gauteng, South Africa Fnb South Africa Full time

Job title: Debtor Management Analyst

Job Location: Gauteng, Johannesburg

Deadline: April 18

Job Description

Analyses credit data to estimate degree of risk in extending credit or lending money.

  1. Consults with management to assist in corporate planning.
  2. Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio.
  3. Manage costs/expenses within approved budget to achieve cost efficiencies.
  4. Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions.
  5. Assist internal sales partners with credit decisions and application of the credit policy.
  6. Build and maintain relationships with internal business partners.
  7. Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
  8. Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis.
  9. Ensure average approval turnaround time against target to ensure retention of clients.
  10. Comply with governance in terms of legislative and audit requirements.
  11. Responsible for the returns of daily stats.
  12. Manage personal development to increase own skills and competencies.
Qualification

Degree or Diploma in the field of credit or similar.

Experience

4 to 5 years Credit Risk experience.

Experience in credit assessment and analysis.

Understanding of credit policies.

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