Credit and Risk Analyst
4 weeks ago
Requirements :
- Grade 12, coupled with a Diploma or Batchelors Degree in Finance, Accounting, Business or related field
- In-Depth knowledge of Credit and Risk and minimum 5 years experience in Credit and Risk Department
- Knowledge of relevant Legislation: NCA, FICA, POPI
Duties :
- Compile Documents related to all customer applications
- Ensure that FICA related and Internal documentation is received and up to date
- Assess the completeness and expiry dates of all the received documents
- Verification of all documentation is a requirement
- Evaluate the customers credit worthiness by following the guidelines and using the system applications provided
- Develop risk Profiles, set appropriate credit limits and make recommendations
- Maintain up to date knowledge of industry trends, economic conditions and regulatory requirements
- Monitor existing customer base for change in financial health, credit worthiness and market conditions
- Prepare and distribute reports on customer performance, highlighting areas of concern and recommending measures to minimize risk exposure
- Complete and return any adverse reports to Experian
- Maintain strong internal and external relationships
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