Manager: Credit

Nedbank, Personal and Private Banking Credit Management Manage Self: Professional Position Manager: Credit (Multiple Products) Why join the team As a Manager Credit in our Private Clients team, you’ll gain rare exposure to a diverse portfolio that includes high-profile individuals, executives, and entrepreneurs. Unlike many roles that focus on a single product, this position allows you to assess multiple credit products—home loans, overdrafts, credit cards, and vehicle finance—broadening your expertise and positioning you for future senior roles. You’ll also develop advanced risk management skills, including handling complex cases such as foreign nationals and variable-income clients, which few environments can offer. This is a dynamic, high-volume environment where resilience and strong decision-making are key. While the pace is fast, it comes with significant rewards: accelerated learning, autonomy in decision-making, and opportunities to move into Commercial Credit or Senior Management roles. You’ll work closely with stakeholders, sharpen your communication skills, and become part of a team that values collaboration and growth. If you thrive on challenge and want to build a career that stands out in the credit space, this is the role for you. Job Purpose To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank. Job Responsibilities Validate client and supporting information by assessing the contents of the documents. Analyse credit applications by assessing serviceability of the funding applied for. Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided. Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined. Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services. Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA). Enhance processes, policies and procedures by recommending and making submissions to the relevant parties. Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable. Ensure processes are actioned within mandated signatories by checking and confirming the sign off. Manage daily activities of direct reports by monitoring the staff output. Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching. Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned. Identify training courses and career progression for self through input and feedback from management. Ensure all personal development plan activities are completed within specified timeframe. Share knowledge and industry trends with team and stakeholders during formal and informal interaction. Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations. Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc). Participate and support corporate responsibility initiatives for the achievement of business strategy. Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank. Essential Qualifications - NQF Level Advanced Diplomas/National 1st Degrees Preferred Qualification Relevant qualification: BCom degree or credit-related diploma . Minimum Experience Level 3+ years practical credit management experience Proven ability to assess multiple products (not a single-product specialist). Credit mandate of R3.5M – R4M . Technical / Professional Knowledge Banking knowledge Banking procedures Business Acumen Communication Strategies Data analysis Governance, Risk and Controls Industry trends Nedbank policies and procedures Principles of financial management Principles of project management Disclaimer Preference will be given to candidates from the underrepresented groups Please contact the Nedbank Recruiting Team at If you can’t find the job you’re looking for, activate job alerts to be one of the first to know when new positions open up. Nedbank Ltd Reg No 1951/ /06.Authorised financial services and registered credit provider (NCRCP16). For assistance please contact the Nedbank Recruiting Team at #J-18808-Ljbffr