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BCom Accountant
3 months ago
Our client, a renowned Internation Financial Services Group providing specialised financial solutions and advisory services to businesses and high net worth individuals in South Africa is URGENTLY seeking to appoint a suitably qualified BCom Accountant to be based in their Cape Town CBD Offices.
PLEASE NOTE:
- A Benchmarked CTC Salary of R25K R35K per month is on offer.
KEY COMPETENCY REQUIREMENTS:
- At minimum a BCom degree with Finance and/or Mathematics, Accounting as a subject(s)
- A post-graduate degree qualification will be a distinct advantage.
- At least 4 years working knowledge of credit risk management, within the commercial/ corporate sector is ESSENTIAL.
- Familiar with National Credit Act ESSENTIAL.
- Must have a Clean Credit Record
- Possess an unendorsed Drivers License (Code 08)
KEY ROLES AND RESPONSIBILITIES:
- Deal management and preparation, deal execution and presentation, post deal implementation and lastly overall input towards credit projects, personal development as well as where needed, client visits.
- Reviewing of financial statements to assess the company''''''''''''''''''''''''''''''''s financial health, profitability, liquidity, and leverage.
- Understanding the industry dynamics and market trends relevant to the clients business is essential, adding value to credit committee presentation and discussions.
- Ensure that credit decisions adhere to the companys credit policies, procedures, and regulatory requirements.
- Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
- Conducting thorough due diligence on potential client is essential to assess their creditworthiness accurately. This may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
- Supporting legal approval and implementation of credit requirements.
- Articulating accurately the risk implications of change requests related to previously approved transactions.
- The responsibilities outlined above provide a comprehensive overview but are not exhaustive. It will be expected to undertake additional tasks and responsibilities where and if necessary to fulfil the requirements of the role.
