Account Executive

* Collaborate closely with relevant business units and product houses as per strategy to identify revenue opportunities* Drive opportunities for revenue growth and cost reduction such as adoption of digital and other self-service options across client base* Provide input into the budgeting process and monitor utilisation for the financial year according to the operational plan* Produce or review budget reports to make sure they accurately reflect work activity* Ensure financial documentation is maintained to support accurate record keeping and future legislative requirements* Escalate potential budget risks that may lead to increased costs or financial losses* Present work proposals on planned activities that will require financial resources* Allocate and approves expenditure* Collate, analyse and evaluate data and information to forecast expenditure and cash flow trends and make recommendations to improve budget* Deliver customer experience excellence aligned to Organisational values and service standards* Build professional long-term relationships with customers based on trust that builds the brand* Collect and interrogate information and feedback to ensure full understanding of customer needs to deliver a quality service* Deliver service that exceeds customer expectations through proactive, innovative and appropriate solution selection and application* Provide customers with relevant information to keep them informed of products and service options* Ensure full understanding of customer needs to deliver a quality service* Ensure customer service solutions are aligned to the business operational plan; Organisational values and service standards* Communicate how customer service solution will be implemented and secures buy-in* Ensure product knowledge and advice is technically accurate and provide customers with relevant information to keep them informed of products and service options* Ensure resolution of customer queries and complaints timeously and ownership of issues* Analyse customer feedback to help improve customer service* Propose ideas to improve customer service* Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in* Engage in cross-functional relationships to obtain and to provide work support Ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability* Ensure implementation of relevant policies, governance and practice standards across the business* Maintain knowledge on relevant legislative amendments, industry best practices and internal compliance procedures and requirements* Ensure compliance is adopted in terms of systems and procedures as laid out by organisation and review in response to audit findings and changes* Develops an understanding of risks and risk management approaches* Implement and provide input into the development of governance and compliance procedures and processes within area of specialisation and identify risks* Educates others and makes suggestions for improvements* Networks and participates in specialist risk forums where required* Engage with customers to understand their unique requirements, drive value optimisation and advise best options for product integration and wealth management* Manage the growth of active customer account base* Provide input into the development of the business area tactical strategy in achievement of the overall business strategy* Develop and implement an area operational plan in achievement of Business objectives* Improve business decisions by providing accurate and reliable business intelligence (information) together with analysing trends and data* Provide regular reports on delivery of services against agreed service level agreements and in terms of overall customer targets* Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities* Assess own performance against competencies and skills required delivery* Identify development needs and select effective solutions to address own development need* Prepare a personal development plan with management to implement and review as required* Monitor own progress against development plan and measure impact of results* Promote teamwork and inclusivity amongst team members and demonstrates behaviours that respect diversity* Partner and collaborate with team members to achieve team success* Share information and knowledge that benefits the team* Participate and contribute to a development culture where information regarding successes, issues, trends and ideas are actively shared* Build and sustain collaborative working relationships with relevant peers and stakeholders to achieve productivity synergies* Participate in specialist communities of practice and contribute positively to own and organisational knowledge improvement"* Manage cost to income to increase profitability and efficiencies for the business.* Enhance business performance and profitability.* Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.* Ensure growth and increase in customer base by ensuring that the team manages existing clients, generates new leads and grows active customer account base.* Develop and manage key stakeholder relationships that enable achievement of operational objectives.* Drive the achievement of customer migration by recommending solutions and improving efficiencies* Set tactical goals and optmise the use of the people, finances and technologies in order to realize those goals.* Define a sales strategy and delivery plans in support of the strategic business objectives* Assess and evaluate credit applications in accordance with the Banks Credit Policy and within set time frames.* Ensure compliance to legislative and audit requirements and adherence to relevant processes.* Compile reports that track progress and guide business to make informed decisions.* Ensure compliance to legislative and audit requirements and adherence to relevant processes.* Continuously assess own performance, seek timely and clear feedback and request training where appropriate.* Manage people by executing line manager responsibilities and create an environment that encourages employee growth and performance excellence.* Have obtained 3-5 years Commercial Banking experience in a similar role* Bachelor of Commerce with Honour* Exposure to Credit Applications in a commercial environment* RE qualification* Credit Management exposure a must* Have experience in dealing with high level customer queries* Must be able to structure deals* Have the ability to acquire of new clients* Must be able to manage and maintain relationships with clients* Maintain existing portfolio of clients* Are not an unrehabilitated insolventAll appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.Introduce yourself to our recruiters and we will get in touch if there's a role that seems like a good match.Should you have any queries, please log it via .#J-18808-Ljbffr