Senior Underwriter Marine

Senior Underwriter Marine Reimagining insurance to make a bigger difference to the world American International Group Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property‑casualty networks. It is an exciting time to join us. Across our operations, we are thinking in new and innovative ways to deliver ever‑better solutions to our customers. At AIG you can go further to support individuals, businesses and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our greatest asset—our people—through continuous learning and development in a culture that celebrates everyone for who they are and what they want to become. About the role At AIG we are reimagining the way we help customers manage risk. Join us as a Senior Marine Underwriter and play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team. Responsibilities Technical Underwriting : Underwrite marine business within authority through a rigorous risk assessment process, including consideration of loss control, claims history and all other appropriate risk‑management factors. Play an active role in the development, negotiation and sign‑off of large programs, motivating limits and policy structures where referral is required. Provide technical underwriting guidance to junior underwriters as directed by the Profit Centre Manager. Ensure adherence to all underwriting guidelines and referrals. Interpret legal agreements and policies. Portfolio Management : Manage marine portfolio accounts in profitable and sustainable growth, constantly assessing overall performance and making recommendations for adjustments to the Profit Centre Manager as needed. Provide accurate monthly management information including submissions, bind rate, average premium and total premium. Seek opportunities to improve synergies and participate in cross‑sell initiatives with other profit centres. Develop and maintain strong relationships with clients and brokers; provide excellent service through a consistent, timely and proactive approach. Generate new business by expanding broker networks and attending broker events in line with a sales plan. Represent AIG on industry bodies and professional associations; keep abreast of market changes and trends. Adhere to internal SLAs to ensure operational efficiency and achievement of customer service standards. Expense Control : Manage all expenses within budget and continuously work to reduce the expense ratio. Audit and Compliance : Ensure adherence to audit, regulatory and compliance requirements. What we are looking for Qualification : Graduate level degree in business, economics, insurance or marketing. Insurance qualification : FAIS compliant. Experience : A minimum of 5‑10 years marine underwriting experience in line of business. What you’ll need to succeed Underwriting experience is preferred; however you are welcome to apply if you have other relevant professional experience. Strong communication, networking and relationship‑building skills. Good organizational and time‑management skills. Customer and sales‑oriented behaviours: motivated, tenacious, focused, technically skilled, proactive and accountable. Core Competencies Dealing with Ambiguity Customer Focus Negotiating Skills Drive for Results Presentation Skills Innovation Management Business Acumen Problem Solving Risk Analysis and Pricing Interpretation of Legal Agreements Policies for Regulations Portfolio Management We are an Equal Opportunity Employer It has been and will continue to be the policy of American International Group Inc. and its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. At AIG we believe that diversity and inclusion are critical to our future and our mission. Benefits Enjoy a comprehensive Total Rewards Program that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security as well as your professional development. These benefits give you peace of mind and bring value to you and your family. Preference will be given to previously disadvantaged candidates in line with the company’s Employment Equity Plan, with specific preference given to people with disabilities. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Job Details Functional Area: UW – Underwriting Employment Type: Full‑Time Experience: Senior IC Key Skills: Loan Processing, Credit Analysis, Fraud, Math, Risk Analysis, Pricing, Analysis Skills, Fair Housing Regulations, Equity Research, Underwriting, negotiation, RMF Vacancy: 1 #J-18808-Ljbffr