Sr Portfolio Underwriting Specialist, Middle Market

4 weeks ago


Worcester, South Africa Hanover Insurance Company Full time

Richmond, VA, USA • Denver, CO, USA • Worcester, MA, USA • Dallas, TX, USA • Columbus, OH, USA Job Description Posted Tuesday, August 26, 2025 at 4:00 AM | Expired Thursday, October 30, 2025 at 3:59 AM For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture. Our Middle Market team is currently seeking a Sr. Portfolio Underwriting Specialist . This position reports to the Chief Operating Officer of Middle Market . This is a full time, exempt role. Position is eligible for Hybrid or Remote work arrangement. POSITION OVERVIEW: The Sr. Portfolio Underwriting Specialist role is a key member of the home office underwriting team and will support field renewal underwriting operations. You will underwrite a nationwide portfolio with dedicated branch and agency assignments, rotating every 3 to 6 months. Rotating portfolio assignments will afford you the opportunity to gain hands-on Hanover underwriting experience and develop broad geographical expertise. IN THIS ROLE, YOU WILL: Technical Underwriting Applies advanced knowledge of underwriting concepts and risk acceptability to assigned renewal portfolio to make sound underwriting decisions. Knows key questions to ask to ascertain the full scope of operations and conducts a thorough exposure/control analysis on accounts including coverage analysis. Engages with others on complex decision-making to provide additional expertise and support. Utilizes all underwriting tools and systems needed to inform the decision-making process ensuring underwriting guidelines are followed. Provides training to new hire employees on systems, tools, processes, and workflows. Provides mentoring and training to less experienced team members to increase their skill level and knowledge on a variety of topics including underwriting analysis, pricing considerations and policy structure. Partners with Underwriting leadership to identify training topics and approaches for delivering the training. Adheres to Catastrophe guidelines and maintains underwriting discipline to minimize exposure ensuring appropriate pricing, terms and conditions apply to individual risks. Collaborates with Risk Solutions on risk mitigation tactics including service offerings that will help improve the overall safety of our insureds operations. Coordinates stewardship meetings with the Risk Solutions team to display technical expertise to our customers building confidence in our company. Operates within the scope of assigned Letter of Authority and/or receives appropriate approval for elements outside of authority. Completes file documentation in accordance with company standards and state regulations. Able to clearly articulate thought process around individual



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