Senior Investment Officer for Financial Institutions Debt Financing

4 days ago

cape town, western cape, South Africa ImpactAlpha Full-time

About responsAbility Investments AG

responsAbility Investments AG is a leading Swiss impact asset manager headquartered in Zurich with specialized expertise in private market investing across emerging markets. The company provides debt and equity financing to financial institutions, enterprises, and mid-market funds, with a primary focus on generating measurable positive outcomes for people and planet alongside competitive financial returns. As of March 31, 2026, responsAbility manages USD 6 billion in assets invested across approximately 70 countries, serving institutional, private, and public sector investors. Since its founding in 2003, responsAbility has deployed more than USD 17.8 billion in impact investments globally. The company has established itself as a pioneer in the impact investing space, with deep expertise in emerging markets and a commitment to integrating ESG principles throughout its investment process. This integration is supported by active engagement with portfolio companies to ensure meaningful social and environmental outcomes are achieved alongside financial performance. In 2022, responsAbility became part of M&G Investments, a business of M&G plc, a global savings and investments group with asset management and insurance capabilities and a long-term institutional ownership base. This partnership has strengthened responsAbility’s position as a premier impact asset manager while maintaining its core mission and investment philosophy. The company operates with a strong commitment to equal opportunity employment and ethical recruitment practices.

About this Role

responsAbility is seeking a Senior Investment Officer to lead financial institutions debt financing activities in Sub-Sahara Africa. This role represents a significant opportunity to drive impact investing across the region while managing a portfolio of senior and subordinated debt investments provided to financial institutions. The position involves building and maintaining strategic relationships with key stakeholders across Sub-Sahara Africa, identifying high-potential business opportunities, and executing complex transactions. The successful candidate will be instrumental in actively managing responsAbility’s financial institutions debt investments while contributing to the company’s broader mission of sustainable finance in emerging markets. This exciting role is located in responsAbility’s new office in Cape Town and offers considerable room for personal initiative within a forward-oriented working environment. The position requires frequent travel throughout Sub-Sahara Africa to engage directly with investment opportunities and portfolio companies.

Responsibilities

  • Build and maintain strategic relationships with financial institutions and key stakeholders across Sub-Sahara Africa
  • Identify and evaluate business opportunities in the financial institutions debt space within the region
  • Execute transactions and actively manage responsAbility’s financial institutions debt investments in Sub-Sahara Africa
  • Conduct comprehensive credit risk analysis of counterparties and assess market risks within the region through both on-site and off-site due diligence
  • Develop credit scoring and analysis exercises in collaboration with Credit and Risk teams
  • Interact with risk management teams, investment committees, transaction teams, and external parties to implement and structure transactions
  • Manage the full investment cycle including sourcing, due diligence, implementation of portfolio management decisions, and ongoing monitoring
  • Represent the company at conferences, seminars, and other relevant industry events in a leadership capacity
  • Mentor and develop junior staff members

Requirements

  • Master’s degree in economics, business administration, finance, or a related field
  • Minimum of eight years of relevant experience in the financial sector in an international environment
  • Prior experience as a credit analyst or in a similar analytical role
  • Sound knowledge of regional financial markets, including banking sector, small business and SME finance, leasing, and consumer/unsecured finance
  • Excellent oral and written English language skills
  • Knowledge of French or Arabic (definite plus)
  • Proven combination of strong analytical and commercial skills with demonstrated ability to prepare credit write-ups and presentations
  • Ability to mentor and develop junior staff
  • Flexible and self-reliant personality with strong intercultural competencies
  • Willingness to travel frequently in Sub-Sahara Africa

Benefits

  • Position based in responsAbility’s new office in Cape Town
  • Opportunity to work within a leading Swiss impact asset manager with global reach
  • Role within a future-oriented, mission-drive