Analyst, Credit Support, Premium

5 days ago


Pietermaritzburg, South Africa Standard Bank of South Africa Limited Full time

Overview Business Segment: Business & Commercial Banking Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio. Responsibilities To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role. Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business. Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs. To do complex financial analysis on annual financial statements, management accounts and cash flow projections. To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee. Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities. To build trust, credibility and confidence with Agricultural and Business Clients Qualifications Qualification Requirements: Minimum Degree Requirements, one of the below qualifications or similar: Preferable / Advantages: Hons Degree SAICA Articles/CA(SA) CIMA Qualified Experience Requirements: 3 Years experience in the following fields or similar: Credit/Financial Analyst role in Business Banking. Preferable / Advantages: Agricultural Knowledge / Experience Additional Information Adopting Practical Approaches Challenging Ideas Developing Expertise Developing Strategies Banking Process & Procedures Business Acumen (Audit) Customer Acceptance & Review (Business Banking) Customer Understanding (Business Banking) #J-18808-Ljbffr



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