Credit Risk Analyst

1 month ago


Johannesburg, South Africa Network Recruitment Full time

You will be responsible for assessing and managing credit risk throughout the lifecycle of unsecured loans, from origination to collections and provisions. This includes monitoring portfolio performance, creating dashboards, producing reports on portfolio health, and conducting in-depth analysis to support data-driven credit strategy decisions.


Responsibilities:

  • Support the development and implementation of credit strategies for unsecured loans
  • Conduct credit risk analysis throughout the loan lifecycle
  • Monitor credit exposures, collections, and provisioning
  • Assess the effectiveness of credit strategies
  • Run impairment models and prepare provisioning reports
  • Enhance reporting processes to identify trends and improve portfolio insights
  • Automate dashboards and streamline data extraction/transformation
  • Investigate data anomalies to ensure accuracy and reliability
  • Collaborate with cross-functional teams to gather relevant data and insights

Qualifications and Skills:
  • BCom Honours in Economics, Finance, or related field
  • Strong analytical skills for problem-solving and clear communication of findings
  • Proficiency in coding (SAS, SQL, Python, or similar) for data extraction and transformation
  • Experience in dashboard building (e.g., Tableau, Power BI) and report creation
  • Familiarity with scorecard development and credit risk model building
  • Strong presentation skills (PowerPoint) and experience presenting findings
  • Minimum of 3 years of experience in a credit risk environment, covering various aspects of the credit lifecycle (customer management, collections, provisioning)

  • Credit Risk analyst

    7 months ago


    Johannesburg, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Risk Analyst

    8 months ago


    Johannesburg, South Africa IT Ridge Technologies Full time

    **The purpose of this position is to assess, monitor and manage credit risk exposures in line with the company's risk tolerance** **Detailed Description**: - Analyze, assess and evaluate financial, market and business information in order to report on credit risk to facilitate informed decision making on the foreign exchange, gold and other fixed-income...

  • Credit Risk Analyst

    7 months ago


    Johannesburg, South Africa The Corporate Circle Full time

    Job Overview **Date Posted**: Posted 56 mins ago **Location**: Johannesburg, Gauteng **Job Title**: Credit Risk Analyst **Salary**: R50,000 **Education Level**: Bachelors Degree **Job Level**: Intermediate **Minimum Experience**: 3 - 5 Years Credit Risk Analyst job vacancy in Sandton, Johannesburg. **Requirements**: - Relevant business degree. -...

  • Credit Risk Analyst

    7 months ago


    Johannesburg, South Africa TotalEnergies Full time

    **Pays** Afrique du Sud **Lieu** South Africa **Lieu de travail** JOHANNESBURG-BIERMANN AV(ZAF) **Société employeur** TotalEnergies Marketing South Africa (Pty) Ltd **Domaine** Finance **Type de contrat** CDI **Expérience** Minimum 3 ans As a Credit Risk Analyst, Ideally you will possess the following: - B Comm degree is a requirement -...


  • Johannesburg, South Africa FROGG Recruitment Full time

    **Junior Credit Risk Analyst Sandton Johannesburg** Our Client a well-established fintech/technology company in Sandton Johannesburg is looking for a Junior Credit Risk Analyst with 3-5 years of experience in a Credit Analyst or Data Analyst role. You will be involved in aspects of the business creating campaign files, optimizing and automating processes,...

  • Data Analyst

    1 month ago


    Johannesburg, South Africa Jobted ZA C2 Full time

    The candidate must have a - Completed BSc Honours (Computer science / Maths / Financial Maths / Engineering) - with 3-5 years relevant Credit Risk Analyst / Data Analyst / Data Science experience from a Financial Services or Retail environment - and be proficient in SAS coding, SAS SQL, SAS Visual Analytics, SAS Intelligent Decisioning, and DS2 - Exposure...

  • Credit Risk Analyst

    3 days ago


    Johannesburg, South Africa The Corporate Circle Full time

    **Credit Risk Analyst. R 38 000 CTC. Sandton.** Degree in Maths, Stats, Actuarial Science or BMI. Responsible for creating campaign files, optimising and automating process, building scorecards and data mining. Previous SAS experience essential and NOT NEGOTIABLE. Able to analyse new sets of data for potential opportunities. Excellent problem solving skills...

  • Credit Risk Analyst

    2 days ago


    Johannesburg North, South Africa Communicate Recruitment Full time

    A giant JSE-listed listed organisation is looking to employ a Credit Risk Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle. The focus of this...


  • Johannesburg, Gauteng, South Africa Isilumko Staffing (JHB) Full time

    Isilumko Staffing (JHB) is seeking an experienced Senior Credit Risk Modelling Business Analyst to join their team on a 6-month contract in Johannesburg.Key Highlights:Salary: R1,200,000 - R1,800,000 per annumBachelor's or Master's degree in Economics, Statistics, Finance, Mathematics, or related fieldNo less than 6-10 years of experience in data/business...

  • Data Analyst

    1 month ago


    Johannesburg, South Africa Strategic Personnel Full time

    The candidate must have aCompleted BSc Honours (Computer science / Maths / Financial Maths / Engineering)with 3-5 years relevant Credit Risk Analyst / Data Analyst / Data Science experience from a Financial Services or Retail environmentand be proficient in SAS coding, SAS SQL, SAS Visual Analytics, SAS Intelligent Decisioning, and DS2 Exposure to API...

  • Data Analyst

    1 month ago


    Johannesburg, South Africa Strategic Personnel Full time

    The candidate must have aCompleted BSc Honours (Computer science / Maths / Financial Maths / Engineering) with 3-5 years relevant Credit Risk Analyst / Data Analyst / Data Science experience from a Financial Services or Retail environment and be proficient in SAS coding, SAS SQL, SAS Visual Analytics, SAS Intelligent Decisioning, and DS2 Exposure to API...


  • Johannesburg, South Africa Jobted ZA C2 Full time

    Were seeking a highly skilled Quantitative Credit Analyst to lead the development and maintenance of critical tools and infrastructure that aggregates credit risk exposure across the Group. From economic capital modelling to earnings at risk, youll play a pivotal role in setting the risk appetite and optimizing credit models for the entire organization. Key...


  • Johannesburg, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary The...


  • Johannesburg, South Africa Glencore Full time

    **Job highlights** - Full time - Johannesburg, Gauteng, South Africa - Credit Risk **Job ID** - R200000854**Closing date** - 04/10/2024**Last Updated** - 27/09/2024*** **JUNIOR CREDIT RISK ANALYST** Department/Division: Credit Risk, Metals division. Location: Melrose, Johannesburg Reports: Credit Risk Analyst The global department provides credit risk...

  • Credit Risk Analyst

    8 months ago


    Johannesburg, South Africa Staff Solutions Full time

    **Gauteng**, JHB - Eastern Suburbs** **(Market related)** Our client in the Automotive Financial Services Industry is seeking a Credit Risk Analyst to join their team in Johannesburg. **Duties & Responsibilities**: - Formulate and improve the basic system and management principles of the company's comprehensive risk management system, establish the...


  • Johannesburg, South Africa Network Recruitment Full time

    Were seeking a highly skilled Quantitative Credit Analyst to lead the development and maintenance of critical tools and infrastructure that aggregates credit risk exposure across the Group. From economic capital modelling to earnings at risk, youll play a pivotal role in setting the risk appetite and optimizing credit models for the entire organization.Key...

  • Credit Analyst

    7 months ago


    Johannesburg, South Africa CA Global Headhunters International Full time

    Reference No. MTBSCA **Job Description: **Responsibilities: Credit Analysis: - Critically analyse a client’s business upfront and on an ongoing basis ensuring the Credit Risk is understood, monitored and managed. - Rate clients through rating model and analyse & comment on financial statements. - Analyse, interpret & interrogate financial models and...


  • Johannesburg, South Africa Network Recruitment Full time

    Were seeking a highly skilled Quantitative Credit Analyst to lead the development and maintenance of critical tools and infrastructure that aggregates credit risk exposure across the Group. From economic capital modelling to earnings at risk, youll play a pivotal role in setting the risk appetite and optimizing credit models for the entire organization.Key...


  • Johannesburg, South Africa Network Recruitment Full time

    Were seeking a highly skilled Quantitative Credit Analyst to lead the development and maintenance of critical tools and infrastructure that aggregates credit risk exposure across the Group. From economic capital modelling to earnings at risk, youll play a pivotal role in setting the risk appetite and optimizing credit models for the entire organization.Key...

  • Credit Risk Analyst

    2 months ago


    Johannesburg, South Africa Imizizi Full time

    Opportunity for a experienced Credit Risk Analyst to be responsible for assessing and developing strategies to rehabilitate troubled loans, negotiate with borrowers, and minimize potential losses for the finance portfolio, as well as overseeing the collection process from non-performing borrowers. The role involves supporting the Credit Risk Manager in...