Whole Credit Analyst

1 day ago


Johannesburg, Gauteng, South Africa Network Recruitment Full time
Are you a financial services pro with a passion for agriculture and heavy machinery? Our client, a key player in the agriculture heavy machinery industry, is seeking a dynamic and detail-oriented Credit Analyst to help drive growth and optimize financial performance. With your expertise in credit analysis and financial services, youll be at the heart of powering the future of farming and heavy equipment, ensuring financial stability and fueling industry progress. Ready to take your career to the next level in an industry that keeps the world turning?

Duties and Responsibilities:
  • Assess the creditworthiness of individuals or businesses applying for financial products or services.
  • Conduct in-depth financial analysis, including reviewing financial statements, reports, and credit history.
  • Develop credit models, make recommendations, and approve or decline credit applications based on risk analysis.
  • Collaborate with the underwriting team to ensure that the company's credit risk policies are adhered to.
  • Maintain and update credit reports and records, ensuring data accuracy and compliance with internal policies and regulations.
  • Monitor and manage the performance of credit portfolios, identifying potential risks and suggesting mitigation strategies.
  • Assist with the development of credit policies and procedures to improve the credit evaluation process.
  • Provide recommendations to senior management regarding credit approvals and adjustments.

Experience and Skills Required:
  • BCom in Finance or Accounting.
  • 4 to 6 years of experience in credit analysis, preferably within the financial services sector, including underwriting and insurance.
  • In-depth knowledge of credit risk management and financial analysis techniques.
  • Strong understanding of financial products and services, as well as insurance and underwriting processes.
  • Proficient in financial modeling, credit risk evaluation, and analysis tools.
  • Excellent communication skills, both written and verbal.
  • Ability to work independently, prioritize tasks, and meet deadlines.

How to Apply:
Visit:

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