Credit: Credit Risk Manager â Origination and Structuring

4 weeks ago


Johannesburg, South Africa Adzuna ZA B C2 Full time
BASIC JOB DESCRIPTION
  • Structure and negotiate terms of debt, quasi-equity, and equity development investments to align with the businesses mandate, risk
  • tolerance and strategic direction.
  • Evaluate potential developmental finance opportunities by performing detailed credit and risk assessments, financial analysis, and market research.
  • Review legal documentation of credit and investment proposals and ensure adherence to policies and risk appetite.
  • Designing and oversee application processes, including validation of client data accuracy and integrity.
  • Maintenance of Policy Frameworks and processes.
  • Develop and maintain risk assessment models and tools for efficient and effective decision-making.
  • Oversee financial closure of transactions approved by sanctioning Committees.
  • Collaborate and manage internal stakeholders including turnaround times and quality assurance.
  • Contribute to credit periodic reporting processes and other special use reports.
  • People Management..
REQUIRED MINIMUM WORK EXPERIENCE AND QUALIFICATIONS
  • Minimum Requirement: CA (SA)/ Masters in finance/Development Finance or equivalent.
  • 5 yearsâ experience in structured Credit and Investment environment.
  • Knowledge of IFRS reporting standards, understanding of the South African Companies Act
  • Corporate Governance, NCR and NCA and related legislation
  • Ability to assess credit, quasi-equity and equity risk and prepare necessary submissions to the various Committees for new clients and those being appraised for restructure etc.
  • Ability to monitor and validate the adequacy of loan security provided Understanding of Credit, Equity and Quasi equity lending and investment structures
  • Strong financial modelling, deal structuring, corporate finance, private equity, project finance, due diligence, analytics, and valuations.

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