Credit Analyst-1

2 weeks ago


Durban, KwaZulu-Natal, South Africa FirstRand Full time
Job Description

To analyse credit data to estimate degree of risk in extending credit or lending money

Consults with management to assist in corporate planning

  • Credit and financial assessments of commercial business customers
  • Adhere to negotiated service levels and turnaround times in support of business strategy.
  • Presenting credit submissions at credit forums
  • Ability to effectively prioritise and organise workflow.
  • Customer and results driven.
  • Make informed credit decisions.
- build and maintain relationships with internal / external business partners.

  • Responsible for making credit decisions.
  • Keep abreast with what's happening within the marketplace and more specifically with regards to process and credit policy
  • To facilitate and monitor adherence to service guarantee times.
  • Resolve any credit issues and process problems/challenges with Payouts and other internal business partners.
  • Escalate to manager any credit issues with products/processes/ standards.
  • Engages in activities for own development.
  • Ensures customer service solutions are aligned to the operational business plan.
  • Develops and leverages cooperative credit risk stakeholder relationships and networks.
  • Contributes to cost efficiencies.
  • Contributes to teamwork.
  • Ensures operational excellence through the delivery of work processes according to defined quality standards.
  • Liaises with internal and external stakeholders and support functions.

Minimum Requirements:

  • Preferred Qualification
  • Bachelor's Degrees and

Advanced Diplomas:
Business, Commerce and Management/ Finance

  • 4 Years banking/ credit experience will be an advantage
Job Details

Application Closing Date

08/02/24
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