Portfolio Manager- Retail Credit Risk

1 week ago

Johannesburg, Gauteng, South Africa Absa Bank Limited Full time
Bring your possibility to life Define your career with us

  • With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary

To pro-actively manage a nationally based team of

CPF:
Valuations Administrators, to continuously review the processes and systems and evaluate the feasibility of suggestions and improvements.


To Manage credit risk and associated risks of the retail credit portfolio across all markets that Absa RBB Africa operates in.

Monitoring the retail credit portfolio and developing strategies to manage and mitigate risk to ensure compliance with regulatory and internal policy requirements.

Reporting portfolio performance to senior management and stakeholders.

Staying up to date on industry trends and developments in credit risk management to continuously improve portfolio performance and mitigate potential risks.

Collaborate with RBB business functions to develop new products and achieve a balanced portfolio within the bank's appetite.

Job Description:

Key Accountabilities

Contribute to the development of a world class ARO cluster credit risk model infrastructure (70%)

  • Support Retail Credit Risk Policy, Portfolio Management, and strategy for allocated ARO markets and functional activities ensuring a robust risk framework and that the strategic risk is effectively managed to deliver the agreed returns.
  • Recommend policies, strategies, and procedures to improve the endtoend credit life cycle in line with the ARO Retail & Business Banking Strategy.
  • Support the articulation of the Retail Risk Management framework for specified risk types (credit, portfolio, operational risk) in allocated countries.
  • Contribute to the establishment of an appropriate strategy and enabling policies for the Centre Regional Credit Risk teams as well as the country Risk and Collections teams in line with the RBB strategy.
  • Oversight and Review of Credit Risk appetite setting, implementation, monitoring, modelling, and impairment management across the ARO RBB region
  • In partnership with the Country Retail Credit Risk and Collections teams, take responsibility for the retail credit risk strategy performance in delivery of the plan. The plan covers acquisition, account management and collections and recoveries strategies.
  • Support and drive the review and /or rollout of allocated regional initiatives or thematic activities across the 10 markets in partnership with incountry Risk, Collections and Centre Regional Teams.
  • Actively participate and contribute towards systems, processes and procedures build or enhancements.
  • Partner with the incountry Risk and Collections teams in in designing and executing collections and recoveries strategies.
Risk Management & Control 20%

  • Contribute to the articulation and establish appropriate governance as a SBU and for all the allocated markets or regional initiatives across the entire credit life cycle in line with the ARO strategy.
  • In partnership with the Country Credit Risk and Collections teams, take responsibility for the Retail credit risk strategy performance and control environment in delivery of the plan.
  • Support the Regional Managers and the country risk teams in delivering the Retail Credit Risk performance and control plan.
People Management 10%

  • Contribute to the improvement in retail credit risk capability in terms of people, process, and measurement for allocated markets.
  • Contribute to the development of mobility and talent management plan across the ARO regional teams.
  • Ensure alignment of strategic plan to people capabilities and capacity.
Perform all other duties as reasonably assigned

Education

Bachelor's Degrees and Advanced Diplomas:
Mathematics (required), Bachelor's Degree: Business, Commerce and Management Studies,

Bachelor Honours Degree:
Business, Commerce and Management Studies

  • Absa Bank Limited reserves the right not to make an appointment to the post as advertised_

  • Regional Manager- Retail Credit Risk

    1 week ago

    Johannesburg, Gauteng, South Africa Absa Bank Limited Full time

    Bring your possibility to life Define your career with us With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo lead and...

  • Credit Portfolio Manager

    1 week ago

    Johannesburg, Gauteng, South Africa Job Crystal Full time

    Job Title:Credit Portfolio Manager Area: Johannesburg, GP A digital bank with a strong entrepreneurial identity and a high-performance culture is looking for a Credit Portfolio Manager to play a pivotal role in assessing, analysing, and mitigating credit risks within the company's portfolio of lending products. They will gain experience across multiple...

  • Manager, Credit Portfolio Reporting Risk Management

    1 week ago

    Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Manager, Credit Portfolio Reporting Risk Management Job Overview Business Segment: Group Functions Location: ZA, GP, Johannesburg, Baker Street 30 To identify, measure and report credit risks arising from the Group's global business across client segments and client solutions to appropriately manage credit risk in accordance with the requirements of the...

  • Portfolio Manager, Credit Analytics

    1 week ago

    Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Business Segment: Personal & Private Banking Location: ZA, GP, Johannesburg, Baker Street 30 To inform key stakeholders with superior analysis in order to ensure the most efficient allocation of funds within the retail credit environment. Manage credit risk and related projects, and work with a team that is responsible for the health of the credit...

  • Credit Risk Manager

    1 week ago

    Johannesburg, Gauteng, South Africa FirstRand Full time

    Job DescriptionTo maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts Achieve year on year TotalRevenue Growth for the Business Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during...

  • Portfolio Credit Analytics Manager

    1 week ago

    Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Business Segment: Personal & Private Banking Location: ZA, GP, Johannesburg, Simmonds Street 3 To develop, maintain and enhance end to end strategy design of a Lending product across the credit life cycle.To inform key stakeholders with superior analysis in order to ensure the most efficient allocation of funds within the retail credit environment.Manage...

  • Manager Credit Risk Portfolio Management

    1 week ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job Req Closing Date- 20 January 2023- Career Stream- Credit CollectionsLocation SandtonJob PurposeResponsibilities**: Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS). Manage performance Manage performance and efficiency of the team (where applicable) by conducting on the...

  • Analyst Credit Risk

    1 week ago

    Johannesburg, Gauteng, South Africa Absa Bank Limited Full time

    Bring your possibility to life Define your career with us With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo support...

  • Audit Portfolio Manager: Credit Risk

    1 week ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition Details & Talent Acquisition ConsultantREQ Tshego SemenyaLocation: JohannebsurgClusterGroup RiskCareer StreamAuditingLeadership PipelineManage Self ProfessionalPositionAudit Portfolio Manager: Credit RiskPURPOSE OF GROUP INTERNAL AUDIT (GIA)The purpose of GIA is to provide independent, objective assurance to the Nedbank Group Limited Board of...

  • Credit Risk Manager

    1 week ago

    Johannesburg, Gauteng, South Africa Performability Full time

    The Credit Risk Manager is responsible for the management of Credit Risk across the life cycle of the unsecured loans portfolio. This not only includes being able to provide the strategic direction for the portfolio but also being able to undertake in-depth analysis of the portfolio. This position involves utilising insights gained from analytics to inform...

  • Credit Risk analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Credit Link Placements Full time

    The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client's business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually. · Record new account information in the new accounts register...

  • Manager Credit Risk Portfolio Management 1

    1 week ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Job Req Closing Date- 31 December 2023- Career Stream- Credit CollectionsLocation SandtonJob PurposeResponsibilities**: Approve annual review of facilities by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided. Analyse/Assess individual...

  • Senior Manager: Credit Portfolio Management

    1 week ago

    Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Job Overview Business Segment: Business & Commercial Clients Location: ZA, GP, Johannesburg, Baker Street 30 The Senior Manager: Credit Portfolio Management will be responsible for (Business Lending, CAF, Fleet/WSF, Specialised Portfolios).To ensure that the allocated BCB SA portfolio performs within risk appetite, impairments are managed appropriately and...

  • Credit Risk Manager

    1 week ago

    Johannesburg, Gauteng, South Africa Logic 360 Group Full time

    Job Purpose The Credit Risk Manager is responsible for the management of Credit Risk across the lifecycle of the unsecured loans portfolio. This not only includes being able to provide the strategic direction for the portfolio but also being able to undertake indepth analysis of the portfolio.This position involves utilising insights gained from analytics to...

  • Credit Risk Manager

    1 week ago

    Johannesburg, Gauteng, South Africa Milton Resourcing Full time

    As a Credit Manager, you will be responsible for a diverse range of tasks aimed at safeguarding the bank's financial health and maintaining a robust credit policy.Your key responsibilities will include but not be limited to:- Credit Assessments: Conducting thorough credit assessments of individuals and businesses to evaluate their creditworthiness and...

  • Analyst Credit Risk

    1 week ago

    Johannesburg, Gauteng, South Africa Absa Bank Limited Full time

    Bring your possibility to life Define your career with us With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo support...

  • Regional Manager Retail Credit Risk- Impairments

    1 week ago

    Johannesburg, Gauteng, South Africa Absa Bank Limited Full time

    Bring your possibility to life Define your career with us With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo oversee...

  • Manager: Credit Risk

    1 week ago

    Johannesburg, Gauteng, South Africa Telebest Full time

    Our client has an opportunity available for a Manager in the Credit Risk department based in Sandton.Requirements:CA or BCom postgraduate qualification.MBA would be advantageous.10 to 15 years Credit Risk experience in a financial institution.3+ years managing teams directly or indirectly.Experience in risk mitigation standards and processes.Proven track...

  • Manager: Credit Risk Early Collections

    1 week ago

    Johannesburg, Gauteng, South Africa Nedbank Full time

    Requisition and Talent Acquisition Consultant DetailsREQ Twanette CoetserPipeline Advert Location and Cluster Total Business Banking and Retail - CDR - Risk Collection Sandton, Gauteng Career StreamCredit CollectionsLeadership PipelineManage Self ProfessionalManager Credit Risk Early CollectionsJob PurposeWe are looking for a Manager Credit Risk Early...

  • Credit Risk Analyst

    1 week ago

    Johannesburg, Gauteng, South Africa Absa Bank Limited Full time

    Empowering Africa's tomorrow, together one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryThis role...