Business Judgemental Credit Manager

2 weeks ago


Pretoria, Gauteng, South Africa FirstRand Full time
Job Description

To evaluate, manage and approve credit risk within the medium corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies

Hello Future, Business Judgemental Credit Manager

Welcome to FNB, the home of the #changeables.

We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious.

Now's the time to imagine your potential in a team where experts come together and ignite effective change.

Are you someone who can:

  • To support the Mpumalanga region
  • Evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies
  • Develop and manage key stakeholder relationships that enable achievement of operational objectives
  • Ensure compliance to legislative and audit requirements and adherence to relevant processes
  • Knowledge of Credit Systems
  • Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
  • Approve or recommend counterparty exposure across multiple products
  • Manage credit risk at origination and on an ongoing basis
  • Manage respective portfolio within the businesses budget and bad debt highway
  • Continuously assess own performance, seek timely and clear feedback and request training where appropriate
  • Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
  • Team sits in PTA
  • BComm Finance


Preferred Qualification
  • CA (SA)/CFA
  • 2 Years banking experience
  • Ability to bring in new business and increase acquisition
  • Strong judgemental credit experience
  • Build and maintain stakeholder relationships experience (any segment)

You will have access to:

  • Opportunities to network and collaborate
  • A challenging working environment
  • Opportunities to innovate

We can be a match if you are:

  • Ability to interpret financial statements
  • Strong credit experience and negotiation skills
  • Build and maintain stakeholder relationships experience (any segment)
  • Strong collaboration skills
  • Portfolio management experience (credit)
  • Analytical
  • Financial acumen
  • Attention to detail
  • Technology savvy
Job Details

Application Closing Date

07/02/24

  • Pretoria, Gauteng, South Africa FirstRand Bank Limited Full time

    Description To analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications Hello Future Business Judgmental Credit Manager Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. ...

  • Credit Manager

    2 weeks ago


    Pretoria, Gauteng, South Africa H&S Labour Brokers cc Full time

    We are looking to recruit an experienced credit manager to oversee our clients company's lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential business owners, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company's credit policy.To ensure...

  • Credit Manager

    2 weeks ago


    Pretoria, Gauteng, South Africa H & S Labour Brokers Full time

    PRETORIASalary NegotiablePermanentWe are looking to recruit an experienced credit manager to oversee our client's company's lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential business owners, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the...

  • Credit Risk Manager

    2 weeks ago


    Pretoria, Gauteng, South Africa Finbond Mutual Bank Full time

    Finbond Mutual Bank is looking for a Credit Risk Manager to manage their Credit Risk function and processes. This individual needs to assess, manage and monitor the credit risk portfolio of their client base against the backdrop of Finbond's strategy and risk appetite, with a priority given to business banking and business credit risk. Develop and maintain a...

  • Credit Risk Manager

    2 weeks ago


    Pretoria, Gauteng, South Africa Finbond Mutual Bank Full time

    Main purpose of this jobFinbond Mutual Bank is looking for a Credit Risk Manager to manage their Credit Risk function and processes. This individual needs to assess, manage and monitor the credit risk portfolio of their client base against the backdrop of Finbond's strategy and risk appetite, with a priority given to business banking and business credit...

  • Junior Credit Manager

    2 weeks ago


    Pretoria, Gauteng, South Africa Staff Solutions Full time

    Duties:Classifying commercial vehicle dealers based on business scale and risk status.Implementing tailored marketing strategies.Identifying and mitigating customer risks during contract signings or visits.Conducting prompt asset preservation activities for overdue loans.Analyzing financial reports of corporate customers and assessing repayment ability,...


  • Pretoria, Gauteng, South Africa Select Africa Limited Full time

    South Africa Job Opportunities – Head of Credit and RiskReporting LineThe Head of Credit & Risk will report to the Chief Executive Officer – Select Retail.Main Purpose of the RoleTaking overall control and responsibility for Group Credit & Risk Policies. This will include drafting/recommending/amending/updating/implementing changes required to the Group...


  • Pretoria, Gauteng, South Africa H&S Labour Brokers Cc Full time

    SandtonR – R CTC NegThe Credit Risk Manager – origination and structuring, will assist the Credit Risk Executive with the design and implementation ofappropriate credit and investment risk deal assessment processes. You will manage a team of Credit analysts to ensure that all credit and investment projects and opportunities that require development...


  • Pretoria, Gauteng, South Africa Findojobs South Africa Full time

    Our client in the Financial transactional sector which s trive to provide innovative payment solutions are URGENTLY looking for a few Business sales consultants. You must have solid sales experience from acquiring new business to following up on sales leads. A Z sales you must be both a hunter and a Farmer. Service industry or finanacial services sector is...

  • Credit Manager

    2 weeks ago


    Pretoria, Gauteng, South Africa Network Finance. Full time

    These jobs were popular with other job seekers Reference: NFU011081-KM-1One of my leading global FMCG clients has an opportunity for a seasoned Group Credit Manager to head up the Group Credit department.Duties & Responsibilities Job & Company Description:My client has been in operation for nearly a century and prides itself on the production and...

  • Credit Controller

    2 weeks ago


    Pretoria, Gauteng, South Africa Freerecruit Full time

    Credit ControllerQualifications/Experience/Requirements:Matric plus Diploma in Credit Management/Business Management.3 – 4 years relevant experience in Credit Control function.Experience with Foreign collection an advantage.Above average, persuasive communication ability coupled with the ability to work as part of a cross functional team. Reconciliation of...

  • Credit Analyst

    2 weeks ago


    Pretoria, Gauteng, South Africa Firstrand Bank Limited Full time

    Analyses credit data to estimate degree of risk in extending credit or lending moneyConsults with management to assist in corporate planningAchieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer PortfolioManage costs / expenses within approved budget to achieve cost efficienciesDeliver exceptional...


  • Pretoria, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

    Business Segment: Business & Commercial Banking Location: ZA, Gauteng, Centurion, Centurion Central, To lead, develop and manage credit evaluation and credit risk management teams in support of Business, Agric, Entrepreneur and Enterprise segments ("the Segments") asset growth targets for a Super Catchment or Catchments within a province. To comprehensively...

  • Credit Controller

    2 weeks ago


    Pretoria, Gauteng, South Africa Professional Recruitment Partners Full time

    Credit ControllerLocation: Crown MinesSalary: R R20 000CTCResponsibilityResponsible for full credit management control function by managing the debts of the business. This role requires building and maintaining strong relationships with clients, internal sales departments, and finance personnel. As a Credit controller, you will oversee all debtors ensuring...

  • Credit Analyst

    2 weeks ago


    Pretoria, Gauteng, South Africa Professional Sourcing Full time

    Job Overview:Credit Analyst (Financial Services)Location: Durban, KwaZulu-Natal***A large financial services group in Durban seeks to appoint an experienced Credit Analyst.The Credit Analyst will assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis and ensure that procedures and...


  • Pretoria, Gauteng, South Africa Dymaxa Full time

    Credit Controller (Special Projects) for the Johannesburg region for a 12 Month Fixed Term Contract. _The primary role of this position will be to participate in and undertake specific projects to resolve account queries, close accounts, amend the status of the accounts and to ensure all accounts are up to date and that all data is accurate as per the...


  • Pretoria, Gauteng, South Africa PG Group (Pty) Ltd Full time

    Main job purpose To oversee and manage the credit control processes (current accounts) ensuring timely payment collections, minimising bad debts and credit risk, and maintaining strong relationships with our clients.Main Objective Manage company risks and bad debt in order to eliminate or minimise trading risk. Analyse information on prospective customers in...


  • Pretoria, Gauteng, South Africa Eskom Full time

    Minimum Requirements Qualification(s): B Degree in Hospitality Management or Facilities Management or Business Management at NQF 7 level with credits B Tech in Hospitality Management or Facilities Management or Business Management at NQF 7 level with credits Experience:Years extensive hospitality operations management experience Skills and...


  • Pretoria, Gauteng, South Africa Absa Bank Limited Full time

    Bring your possibility to life Define your career with us With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryJob...

  • Credit Controller

    2 weeks ago


    Pretoria, Gauteng, South Africa Growthpoint Properties Full time

    Job Title and Job GradeCredit ControllerJob grade: B4Job PurposeTo manage the debtors accounts and ensure that all bills are paid on time.Role LocationBrooklyn Mall, Pretoria (Flexible)Head office, Sandton x 1 weekWorking ConditionsNot applicable.Reporting ManagerThe Credit Controller reports to the Assistant Credit ManagerDirect SubordinatesNo direct...