Senior Manager, Credit Evaluation

2 weeks ago


Johannesburg, Gauteng, South Africa Standard Bank Of South Africa Limited Full time

Business Segment:
Business & Commercial Banking

To comprehensively manage the credit risk of the allocated lending portfolio, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite.

Proactively supports business partners and ecosystem methodology in understanding and meeting client lending needs and solution for complex client specific needs.

Qualifications

Qualification Required B/Comm Accounting or Financial Management DegreeExperience Required Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk.

Understanding of Basel and broader regulatory and compliance requirements. Credit evaluations experience, preferably across Business and Commercial Banking and Corporate and Investment Banking . Deep understanding of credit principles and financial statements. Understands collateral, credit risk and collections processes. Previous Structured and Specialised Lending credit experience is an advantage
Additional Information
Interpreting DataInteracting with PeopleMaking DecisionsEmpowering IndividualsTeam WorkingPursuing GoalsLoan ProcessingAccount Opening & MaintenanceCredit DeliveryApplication & Submission Verification (Business Banking)

Customer Acceptance & Review (Business Banking)Please note:
All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on or

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