Credit Analyst

Found in: beBee S ZA - 3 weeks ago


Gauteng Randburg, South Africa WesBank Full time
WesBank’s job vacancy, Career and Recruitment

Job title : Credit Analyst jobs in Gauteng

Job Location : Gauteng, Randburg

Deadline : May 08, 2024

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Job Description

To analyses credit data to estimate degree of risk in extending credit or lending money

Consults with management to assist in corporate planning

Hello Future Credit Analyst

Welcome to Wesbank, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team in WB Motor Sales Channel – Fairlands , As a member of the WB Moto Sales Channel Hub, you would be expected to fulfil a number of key functions in the support of Motor Sales in the Regions, the Business Development office, and the Automotive Partnerships team. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Are you someone who can:

Adhere to negotiated service levels and turnaround times in support of business strategy. Ability to effectively prioritise and organise workflow. Customer and results driven. Make informed credit decisions. Assist internal sales partners with credit decisions and application of the credit policy. Build and maintain relationships with internal business partners. Responsible for making credit decisions. Keep abreast with what’s happening within the marketplace and more specifically with regards to process and credit policy. To facilitate and monitor adherence to service guarantee times. Resolve any credit issues and process problems/challenges with Payouts and other internal business partners. Credit application support (ranging from end-to-end floorplan facility submissions for new facilities or renewals, to assisting with various sections of submissions), including but not limited to: Submissions to The Credit Factory to obtain Optimist spreading of AFS and FR Grading; Extracting / compiling BI packs (Motor retail support, i.e. 427, Market Share, Profitability Profile, etc.), floorplan facility utilisation and releases info, etc) and incorporating the summarised info into credit submissions; DFS floorplan facility pricing reviews and facilitating signoff; Financial analysis and commentary Credit-on-Line loading ESRA categorisation / reviews Month-end and ad hoc reporting and investigations Compilation of DFS info for Large Dealer Group reviews Preparation of floorplan facility legal agreements and collateral documentation  Assistance with FICA KYC reviews, including FICA KYC of DFS Suppliers Lodging of signed securities with Collateral Management Department. Escalate to manager any credit issues with products/processes/ standards.

You will be an ideal candidate if you:

Minimum Qualification – Matric Preferred Qualification – Degree in Finance, Accounting or any related field Experience – 2 to 5 years’ experience within the role

You will have access to:

Opportunities to network and collaborate A challenging working environment Opportunities to innovate 

We can be a match if you are:

Adaptable and curious Analyse complex data sets Thrive in a collaborative environment

*Accounting / Financial Services  jobs in south africa

*Credit Analyst in Randburg


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