Data Scientist

4 days ago

Cape Town, Western Cape, South Africa The Legends Agency Full time R1 000 000 - R2 500 000 per year


Data Scientist - Credit Risk

Shape the Future of Credit Analytics in a Fast-Paced, High-Impact Role

Data Science Hybrid (Cape Town CBD) Market Related UK Working Hours

About Our Client

Our client is an agile, data-driven financial services company with a strong focus on credit innovation. They operate in a fast-paced environment, leveraging advanced analytics and machine learning to deliver scalable solutions. With a culture centered on impact, strategic thinking, and hands-on problem solving, this is an ideal opportunity to shape the analytics function of a business where your work truly makes a difference.

The Role: Data Scientist - Credit Risk

This is a high-impact role responsible for driving the development of credit risk scorecards and underwriting models using Python and machine learning. You'll take ownership of analytics initiatives, champion innovation in risk modelling, and apply your technical and business expertise to influence decision-making across the organization.

Key Responsibilities

  • Design and develop credit risk scorecards and expected loss models
  • Build, deploy, and monitor robust credit risk models using Python and ML frameworks (e.g., scikit-learn, XGBoost, TensorFlow)
  • Develop underwriting innovation using AI and data-driven techniques
  • Maintain best practices in coding (including Git and version control), model deployment, and reproducibility
  • Lead and scale the development environment and tooling to ensure reliability and collaboration
  • Collaborate across teams to implement analytics solutions that drive business performance

About You

  • 4- 5 years of experience in data science with a focus on credit risk modeling
  • Hands-on experience building scorecards and risk models (non-mortgage)
  • Strong Python programming skills and experience with ML libraries
  • Background in a non-bank lender or dynamic financial services environment preferred 
  • Degree in a quantitative discipline (e.g., Statistics, Mathematics, Computer Science, Engineering)
  • Experience with AWS, Git, and AI tools is a plus
  • Strategic thinker with a self-driven attitude and strong business acumen
  • Comfortable working in a fast-paced, high-autonomy setting

  • Data Scientist

    1 week ago

    Cape Town, Western Cape, South Africa DLK Group Full time R600 000 - R1 200 000 per year

    Job DescriptionThe role of the Data Scientist encompasses many activities including (but not limited to): Master Data or Data Strategy and Planning: Developing and implementing data management strategies that align with organizational goals; defining data policies, standards, and best practices for data management and governance.Data Storage Solutions:...

  • Data Scientist

    4 days ago

    Cape Town, Western Cape, South Africa BigTalent Full time R600 000 - R1 200 000 per year

    Position Title: Data ScientistLocation: Cape TownReady to turn complex data into game-changing strategies? Apply now and be part of a team where data fuels innovation and drives successIntroduction:Are you passionate about transforming data into powerful business insights? Our client is looking for a Data Scientist to drive data-driven decision-making,...

  • Data Scientist

    4 days ago

    Cape Town, Western Cape, South Africa Network2 Full time R100 000 - R120 000 per year

    Are you a solutions-driven Data Scientist or Analyst with strong Qlik expertise and a passion for building and optimising predictive models? Here's your chance to make a measurable impact in the credit analytics space. A leading financial solutions consultancy in Cape Town is looking for a dynamic professional who thrives on turning complex data into...

  • Data Scientist

    4 days ago

    Cape Town, Western Cape, South Africa BigTalent Full time R900 000 - R1 200 000 per year

    Position Title: Data ScientistLocation: Cape Town - hybrid two days on-siteAre you passionate about data, solving real-world business challenges, and driving innovation? Our client is a leading retailer focused on customer satisfaction and innovation, and they are looking for a Data Scientist.In this role, you will have the opportunity to lead exciting...

  • Data Scientist I

    1 week ago

    Cape Town, Western Cape, South Africa Shoprite Group Full time R90 000 - R120 000 per year

    Job Details Closing Date2025/11/17 Reference NumberSHO Job TitleData Scientist I Job TypePermanent Location - CountrySouth Africa Location - ProvinceWestern Cape Location - Town or CityCape Town, Brackenfell Purpose of the JobAs Shoprite Financial Services continues to scale, the demand for high-quality, timely data outputs, focused on unlocking value...

  • Senior Data Scientist

    4 days ago

    Cape Town, Western Cape, South Africa BigTalent Full time R900 000 - R1 200 000 per year

    Senior Data ScientistLocation: Kuils RiverWork Model: On-siteAre you a data-driven problem solver ready to shape strategic decisions through the power of machine learning and advanced analytics? We're looking for a Senior Data Scientist to join our dynamic analytics team and lead impactful projects across credit risk and marketing domains.As a Senior Data...

  • Intermediate Data Scientist

    4 days ago

    Cape Town, Western Cape, South Africa Boardroom Appointments Full time R80 000 - R120 000 per year

    Minimum Requirements:Matric (Grade 12) At least an undergraduate degree in relevant field and 2+ years of relevant work experienceOr a master's degree in a relevant fieldResponsibilities:Primarily provide support to more senior Data ScientistsPulls data, cleans data, builds and maintains existing modelsParticipates in result presentation to internal...

  • Data Scientist

    4 days ago

    Cape Town, Western Cape, South Africa Boardroom Appointments Full time R46 812 - R300 000 per year

    Data ScientistMinimum Requirements:Matric (Grade 12)Bachelors or Masters degree in Computer Science, Data Science, Statistics, or a related field.Minimum of 5 years of professional experience in data science or a related role.Proficiency in data integration, analysis, and visualisation.Strong programming skills in PythonExperience with machine learning...

  • Data Scientist

    4 days ago

    Cape Town, Western Cape, South Africa BigTalent Full time R400 000 - R800 000 per year

    A fast-growing consulting company with projects spanning Britain, the USA, and South Africa is looking for an intermediate Data Scientist. Their clientele includes diverse industries such as retail, financial services, anti-fraud and health tech.This role includes a focus on data science projects, and delivering and implementing solutions for clients. The...

  • Principal data scientist

    1 week ago

    Cape Town, Western Cape, South Africa timbuk2 Full time R1 200 000 - R2 400 000 per year

    Principal Data Scientist / Insights Engine Lead | Remote (GMT+2)We're building an AI engine that understands the real world — fusing geospatial data, mobility signals, optimisation models, and LLM reasoning into one system that powers multiple products. We need a hands-on Principal Data Scientist who lives for shipping models, pushing frontier techniques,...