Business Banker

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here

2.  Once you have completed the above finalize your application by clicking apply below

• To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Minimum:

• Banking experience of at least 3 years
• Experience of managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating Credit applications 
• Cost control and sales management 

Ideal:

• 1+ yr spent in the Business Banking environment preparing and motivating credit application

• Diploma in Commerce or Finance
  

• FAIS accredited as Key Individual and approved by FSCA
  

Minimum:

• Customer relationship management (CRM) principles and techniques
• How to interpret financial statements, balance sheets and basic financial ratios
• Standardized business banking transactional products and other core products relevant to small enterprises
• Business banking product offerings
• Understanding of collateral and balance sheets
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
• Knowledge of competitors offerings
• Regulations, Acts and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions

• Interpersonal & Relationship management Skills
  
• Analytical Skills
  
• Negotiation skills
  
• Problem solving skills
  
• Computer Literacy (MS Word, MS Excel, MS Outlook)
  
• Commercial Thinking Skills
  
• Strategic Thinking Skills
  
• Communications Skills
  
• Influencing Skills
  
• Attention to Detail
  
• Decision making skills
  

• Clear criminal and credit record
  
• Willingness to work flexible hours (including Saturdays and Public Holidays)
  

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.