Software Engineer: Back-End

Apply by:  20 October 2025

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to building a brand that we are proud of and earns the trust of our clients.

Who We Are

We are a bank, but we're much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable, and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy, and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and can grow.

About the Role

The Backend Software Engineer III is a key contributor within the Credit Scoring Team, responsible for designing, developing, and maintaining backend services that drive our credit decision logic. You'll architect and implement cloud solutions on AWS, automate infrastructure with Terraform and GitOps, and ensure our applications are scalable, reliable, and secure. Collaboration with DevOps, QA, Product, and Architecture teams is essential to deliver robust, enterprise-grade solutions.

Key Responsibilities

• Design, develop, and maintain backend services in Python for enterprise-grade applications.

• Architect and implement cloud solutions on AWS (EKS, Lambda, RDS, MSK, S3, ElastiCache).

• Automate infrastructure provisioning and management using Terraform and GitOps workflows (ArgoCD/GitHub Actions/Jenkins).

• Ensure scalability, reliability, and security of applications and infrastructure in production environments.

• Collaborate with cross-functional teams to deliver end-to-end solutions.

• Implement CI/CD pipelines for build, test, and deployment automation.

• Apply best practices for observability (metrics, tracing, logging) and ensure system health with monitoring tools.

• Mentor junior engineers, participate in code reviews, and contribute to engineering standards.

Required Skills & Experience

• Grade 12 National Certificate (Minimum)
• A relevant tertiary qualification in Information Technology (Preferred)  
• 6+ years' proven experience in back-end software development, project delivery
• Strong proficiency in Python (FastAPI) for backend development and scripting.
• Deep experience with AWS cloud services (IAM, EKS, RDS, MSK/Kafka, Lambda, ElastiCache, etc.).
• Hands-on expertise with Terraform (modules, state management, environment-specific provisioning).
• Solid understanding of microservices architecture, APIs (REST/gRPC), and event-driven design.
• Proficiency with databases (PostgreSQL, SQL Server, MySQL).
• Experience with CI/CD pipelines (GitHub Actions, GitLab CI, Jenkins, or similar).
• Strong knowledge of containerization (Docker, Kubernetes).
• Familiarity with monitoring/observability tools (Instana, Prometheus, Grafana, OpenTelemetry, etc.).

Nice-to-Have (Bonus Skills)

• Proficiency in gRPC, concurrency patterns.
• Knowledge of Kafka ecosystem (Kafka Streams, schema registries, outbox pattern).
• Familiarity with infrastructure cost optimization on AWS.
• Experience with agile methodologies and Kanban delivery.
• Prior exposure to security best practices in cloud environments.

Skills

• Strong problem-solving ability and ownership mindset.

• Excellent communication skills to collaborate with technical and non-technical stakeholders.

• Ability to mentor and uplift team members.

• Comfortable working in a fast-paced, multi-language, microservices environment.

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you

Additional Information

• Clear criminal and credit record
  

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

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