Software Engineer

About Mukuru
Mukuru is one of Africa's leading FinTech companies, on a mission to make financial services
accessible, affordable, and reliable
for everyone. With over
40 million cross-border transactions
processed, we're transforming how communities move money and access financial tools that improve everyday life.

From
remittances
to
insurance
,
the Mukuru Money Card
, and
payment solutions for businesses
, our ecosystem connects millions of customers across Africa — built on trust, innovation, and inclusion.

If you're passionate about building technology that makes a difference and want to be part of something meaningful, Mukuru is the place for you.

The Opportunity
We're looking for a
Software Engineer (PHP)
to join our
Financial Services Engineering Team
— a group of innovative developers building scalable, secure, and high-performing solutions that power Mukuru's products.

As a Senior Engineer, you'll design, develop, and deliver features that impact customers across Africa. You'll take ownership of complex projects, mentor teammates, and shape the technical direction of our platforms. This is your chance to work in a fast-paced, collaborative environment where your code creates real-world impact every single day.

What You'll Do

• Build & Deliver Scalable Solutions
• Write high-quality, maintainable code that sets the standard for engineering excellence.
• Design and implement medium-to-large features using modern PHP frameworks and open-source technologies.
• Contribute to system architecture discussions and make technical decisions that shape the future of Mukuru's platforms.
• Lead by Example
• Act as a mentor and technical guide to junior engineers, fostering continuous learning and growth.
• Promote best practices in coding, design patterns, testing, and DevOps.
• Champion software quality, encouraging collaboration and shared ownership across the team.
• Collaborate & Innovate
• Partner with cross-functional teams — from Product and QA to Data and DevOps — to deliver end-to-end solutions.
• Engage in code reviews, sprint planning, and retrospectives to drive improvements in performance and process.
• Contribute to our evolving microservices architecture and help integrate new tools, frameworks, and cloud technologies.
• Maintain & Optimize Systems
• Ensure code reliability through robust testing, continuous integration, and deployment pipelines.
• Manage databases, perform migrations, and ensure smooth data transformations.
• Optimize performance, scalability, and maintainability across platforms.

What You'll Bring
Essential Skills & Experience:

• 7+ years of experience as a Software Engineer, with strong expertise in PHP.
• Proven experience with PHP frameworks (e.g., Laravel, Symfony) and open-source technologies.
• Hands-on experience with Docker for building, testing, and deploying applications.
• Strong understanding of database management (data migration, transformation, and scripting).
• Experience with modern Git workflows, code reviews, and CI/CD pipelines.
• Strong knowledge of web application architecture, OOP, and SOLID design principles.
• Experience with RESTful APIs and microservices architecture.
• Familiarity with cloud environments (AWS preferred).
• Experience working in Agile (Scrum/Kanban) teams.

Nice To Have

• Degree or diploma in Computer Science, Software Engineering, or related field.
• Understanding of accounting principles and financial systems.
• Experience mentoring or leading small technical teams.
• Knowledge of test automation and DevOps practices.
• Exposure to fintech systems or regulated environments.

You'll Thrive Here If You Are

• A problem-solver who loves tackling complex technical challenges.
• A team player who believes great products are built through collaboration.
• A mentor and leader, passionate about uplifting others through knowledge sharing.
• Adaptable, curious, and excited about learning new tools and technologies.
• Driven by impact — you want your work to make a real difference.

I am sure you are reading this job description and meet majority of the criteria BUT you may also still not be 100% comfortable in applying. We believe that there is a place for everyone under the Mukuru sun and we want YOU to contribute to our diverse tapestry of talent. So come on, take a leap of faith, and send your application if you meet majority of our requirements. Remember to include a snippet of how you will bring value and help us build a future of success that will help us determine where and how you may best be suited" Maybe you are just the future Mukurian we need
Should you be appointed in a remote/work from home role at Mukuru, it is your responsibility to ensure that you have uninterrupted internet connectivity and a 'work-like' environment at your home location, in order to deliver your best in terms of performance, productivity and service to our customers.
If you do not receive any response after two weeks, please consider your application unsuccessful.
NB: ALL STAFF APPOINTMENTS WILL BE MADE WITH DUE CONSIDERATION OF THE COMPANY'S DIVERSITY AND INCLUSION PLANS