Underwriter (Junior)

2 weeks ago

Sandton, South Africa Discovery Full time R40 000 - R60 000 per year
Discovery Corporate & Employee Benefits
Underwriter I (Junior underwriter).
 
About Discovery

Discovery's core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and dynamic environment enables smart, self-driven people to be their best. As global thought leaders, Discovery is passionate about innovating to not only achieve financial success, but to ignite positive and meaningful change within our society.

About Discovery Corporate & Employee Benefits

Discovery Corporate and Employee Benefits is the first and only employee benefits provider to shape employee behaviour, creating healthier and wealthier workforces. It is an exciting business to be in as we reimagine the way retirement savings and life insurance are brought to companies and employees.

 
Key Purpose of the role

Reviews and evaluates policy applications to determine risk acceptability and coverage, in the form of a Declaration of Health, or standard medical requirements, for group risk members above the free cover limits. May contact applicants or brokers to obtain additional required information and answer questions from applicants regarding underwriting processes and decisions. Works under partial supervision.

 
Areas of responsibility may include but not limited to
  • Assessment of risk for covers above the free cover limit, through assessment of a Declaration of Health or standard medicals or additional requirements
  • Liaising with members and brokers to obtain required information
  • Providing reasons for underwriting decisions to members and their doctors
  • Liaising with reinsurer for cases above the relevant treaty limits.
Personal Attributes and Skills     

The successful candidate must demonstrate the following competencies:

  • Continuous Learning and Self Development
  • Collaboration
  • Attention to Detail
  • Self- motivation
  • Integrity
  • Accountability
  • Teamwork
  • High level understanding of the underwriting process and the world of insurance
  • Self-awareness and able to ask for help
  • Be able to identify problems and reach solutions
  • Positive attitude
  • Able to liaise with staff internally and externally
  • Appropriate knowledge of medical risks and the impact on the various benefits
Education and Experience

The following requirements are Essential.

  • Grade 12/Industry Related Qualification/Business Related Degree or Diploma
  • Competent in allocation of underwriting medicals


EMPLOYMENT EQUITY   

The Company's approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.

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