Executive: Bcb Credit Lab

**Job Requisition Details**
- REQ: 140372
- Closing Date: 24 June 2025
- Talent Acquisition: Precious Motlhako
- Cluster and Location
- Business and Commercial Banking
- Johannesburg, Sandton

Career Stream
- Quantitative
- Leadership Pipeline
- Manage Function

**Job Purpose**
- Senior role tasked with leading data and analytics in order to support business, enabling analytics and development of Capital and Impairment models and driving process and systems optimisation.
- Managing and analysing complex financial data within the commercial banking portfolios.
- Credit Management and related operational support through analytics.

**Responsibilities**:

- Data sourcing and provisioning for use in analytics, model development and process optimisation. Support model building capabilities and actively participate in model discussion with relevant stakeholders.
- Data remediation - Reconstruct and optimise BCB data landscape and enhance related operational processes impacting data quality.
- Co-owner of Enterprise data and model landscape from an BCB perspective.
- Impairments and Capital Management - execution of Capital and Impairments model runs and related processes. Produce analytics and reports of highest quality to the relevant forums and committees. Audit support.
- Ownership of model implementation and changes.
- Support frontline operations (credit) through a team of credit/risk/quantitative analysts.
- Regulatory (IFRS/AIRB/RDARR) compliance.
- Effective and active participation in credit risk forum, including being part of quorum where applicable.
- Build and manage a high-performing team; retention of critical staff. Establish a culture of improvement through active talent management.
- Vendor management where applicable.

**Job Responsibilities Continue**
- Managing and analyzing complex financial data within the commercial banking sector.
- Lead initiatives to reconstruct data warehouses and enhance operational processes for improved efficiency.
- Identify and resolve existing issues while driving innovative solutions that align with organizational goals.
- Implement new systems and achieving target state objectives, with a strategic vision for future growth.
- Ensure all activities adhere to legal standards, banking regulations and compliance requirements
- Engage with stakeholders and leading cross-functional teams to achieve strategic goals, fostering a collaborative and high-performance culture.
- Present complex information to senior stakeholders.
- Establish and develop young/inexperienced talent. Drive execution and lead change.
- Essential Qualifications - NQF Level
- Matric / Grade 12 / National Senior Certificate
- Professional Qualifications/Honour’s Degree
- Preferred Qualification
- Quantitative qualification - honours or higher.
- CFA/MBA will be an advantage.
- Minimum Experience Level
- At least 10 years in Credit Risk management in a systemically important bank, of which at least 5 years should be in Commercial or Corporate
- 8 years of in-depth knowledge and solid understanding of financial impairments and Capital management
- Proven track record in data, systems and process optimisation and automation
- At least 5 years of
- Managing diverse teams
- Credit Risk modelling
- Project management experience will be advantageous.

**Technical / Professional Knowledge**
- Communication Strategies
- Diversity management
- Employee training/development
- Financial Accounting Principles
- Governance, Risk and Controls
- Organisational behaviour theory
- Principles of project management
- Relevant Nedbank product knowledge
- Talent management
- Business writing skills
- Behavioural Competencies
- Operational Decision Making
- Inspiring Excellence
- Building Talent
- Compelling Communication
- Cultivating Networks and Partnerships
- Driving Execution
- Strategic Influence
- Leading Change
- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_