Manager: Credit Decision Science

4 days ago

Johannesburg, South Africa Vodafone Full time

**.**:
**When it comes to putting people first, we're number 1.**

The number 1 Top Employer in South Africa.
Certified by the Top Employer Institute 2024.

**Role Purpose/Business Unit**:
At Vodacom, we are committed to leveraging data-driven insights to enhance our customer experience and optimize our business processes. We are seeking a Manager: Decision Science to support the Executive Head: Credit and Risk Decision by focusing on data-driven decision-making. This role will be instrumental in developing and maintaining credit risk models and decision processes, ensuring compliance with regulatory requirements, and providing advanced analytics solutions to inform strategic operational decisions.

**Your responsibilities will include**:

- Develop and maintain segmented credit risk models and decision processes to optimize acceptance rates within the agreed risk mandate.
- Provide ongoing support for Financial Operations with modelling related to IFRS 9 and IFRS 15.
- Perform ad-hoc analysis and reporting to inform strategies aimed at better customer outcomes.
- Provide strategic and technical guidance to the decision scientists within the team, fostering their development.
- Oversee and manage Vodacom’s post-paid portfolio to maximize risk-adjusted returns.
- Support internal stakeholders with reporting, modelling, and analysis deliverables.
- Provide forecasting inputs for budget and planning purposes.
- Ensure compliance with regulatory requirements and renew Reserve Bank mandates as needed.

**Must have technical / professional qualifications**:

- Post-graduate qualifications in Statistics, Mathematics, Computer Science, Informatics, or Engineering.
- Formal Business Analysis certification is a plus.
- 8-10 years of relevant experience.
- Hands-on experience in technical business analysis deliverables and decision engine development.
- Proficiency in data management using SAS, SQL, Python, etc.
- Advanced knowledge of technical business analysis principles and corporate information systems.
- Extensive experience in credit risk/vetting best practices.

**Core competencies, knowledge and experience**:

- Advanced knowledge of technical business analysis principles.
- In-depth understanding of corporate information systems / processes.
- Extensive knowledge and experience in credit risk / vetting best practices.
- Advanced knowledge of computer programming (SAS, Python, SQL etc) and system configurations.

**We make an impact by offering**:

- Enticing incentive programs and competitive benefit packages
- Retirement funds, risk benefits, and medical aid benefits
- Cell phone and data benefits, advantages fibre connection discounts, and exclusive staff discounts offered in collaboration with partner companies

Closing date for Applications**: 26 May 2025.**

The base location for this role is **Midrand, Vodacom Campus.**

The company's approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.
Vodacom is committed to an organisational culture that recognises, appreciates, and values diversity & inclusion.

  • Senior Decision Scientist

    2 weeks ago

    Johannesburg, South Africa WePlace Full time

    Gauteng, JHB - Northern Suburbs - Market - Related Cost To Company (Market related) - An industry leading, digitally forward Banking client has an opportunity available for a driven Senior Decision Scientist. **Purpose Statement**: To manage and lead junior decision scientists within the Credit Decision Science function to perform analysis and develop...

  • Manager AI and Decision Science

    9 hours ago

    Johannesburg, Gauteng, South Africa Absa Group Full time

    Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryThe...

  • Manager, Credit Data Science

    1 week ago

    Johannesburg, Gauteng, South Africa Standard Bank Full time R2 000 000 - R2 500 000 per year

    Job OverviewBusiness Segment: Business & Commercial BankingLocation: ZA, GP, Johannesburg, 30 Baker StreetJob Type: Full-timeJob Ref ID: A-0001Date Posted: 10/15/2025Job DescriptionTo manage the optimal development, deployment, maintenance, and monitoring of high-quality credit risk models throughout the credit life cycle, upholding model governance...

  • Manager, Credit Data Science

    1 week ago

    Johannesburg, South Africa Standard Bank of South Africa Limited Full time

    Business Segment: Business & Commercial Banking Location: ZA, GP, Johannesburg, 30 Baker Street To manage the optimal development, deployment, maintenance, and monitoring of high-quality credit risk models throughout the credit life cycle, upholding model governance standards. Apply innovative machine learning techniques, conduct customer‑centric data...

  • Manager, Credit Data Science

    1 week ago

    Johannesburg, South Africa Standard Bank of South Africa Limited Full time

    Business Segment: Business & Commercial Banking Location: ZA, GP, Johannesburg, 30 Baker Street To manage the optimal development, deployment, maintenance, and monitoring of high-quality credit risk models throughout the credit life cycle, upholding model governance standards. Apply innovative machine learning techniques, conduct customer‑centric data...

  • Manager, Credit Data Science

    1 week ago

    Baker St, Rosebank, Johannesburg, , South Africa Standard Bank Group Full time R400 000 - R1 200 000 per year

    Company Description Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes,...

  • Equity Risk Manager: Insights

    1 week ago

    Johannesburg, South Africa Standard Bank of South Africa Limited Full time

    A leading financial institution seeks an expert in Equity Risk to assess and identify risks in equity transactions and strategic investments. With a strong focus on credit decisions, the role requires a solid educational background in finance and extensive experience in risk management. The successful candidate will leverage their skills to provide valuable...

  • Manager Credit Strategy Enablement

    2 weeks ago

    Johannesburg, South Africa Standard Bank of South Africa Limited Full time

    Business Segment: Business & Commercial Banking Location: ZA, GP, Johannesburg, 30 Baker Street To manage the successful execution of key strategic initiatives by providing insights and working with Business, Portfolio Management and Credit Decisioning teams to formulate clear deliverables and develop appropriate guidelines to ensure that SA Credit operates...

  • Senior Decision Support Analyst

    1 week ago

    Johannesburg, South Africa OutsideCapital Full time

    **Responsibilities**: - Work closely with business stakeholders to drive business efficiency and enhancing business decisions by using data. - Monitor and analyze real-time and historic data to identify trends, issues, and/or opportunities. - Identify opportunities for advanced analytics and automated decision solutions. - Educate and influence stakeholders...

  • Equity Risk Manager: Drive Credit Decisions

    1 week ago

    Johannesburg, South Africa Standard Bank Of South Africa Limited Full time

    A leading financial institution in Johannesburg is seeking a qualified individual with expertise in Equity Risk to assess and identify risks for credit decisions. This role requires a first degree in Business Commerce or related fields and 3-5 years of relevant experience. Ideal candidates will have a strong understanding of risk management and have...