Business Judgemental Credit Manager
5 days ago
Job Description
To evaluate, manage and approve credit risk within area of responsibility by providing appropriate recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.
Hello Future Business Judgmental Credit Manager (Free State)
Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.
As part of our team in FNB Commercial Credit Free State, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.- to recommend a credit decision within the mandate by app- Assess and approve credit in terms of approved mandate to minimise credit risk to the business- Manage the credit approval process- Develop, encourage and nurture collaborative relationships within business across Product Houses and and/or across the FRG Approve or recommend counterparty exposure across multiple products- Manage credit risk at origination on an ongoing basis- Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives- Ensure that credit approvals are conducted within governance (legislative and audit), processes and mandate requirements- Ensure average approval turnaround time against target to ensure retention of clients-
- Assess and evaluate credit risk through quantitative and qualitative analysis- consistently and in accordance with the bank's credit policies to monitor existing exposures and recommend credit decisions
Have abstained your CA or B Degree equivalent with Enterprise segment experience (Preferably 2-5 years minimum).
Are you someone who can:- Deliver exceptional service through educating the client, offering an appropriate solution and ensuring the relationship is maintained- Advise on and provide support to ensure the effective resolution of customer queries in order to ensure customer satisfaction and retention- Continuously monitor actual process turnaround times and quality standards and resolve issues speedily to enhance effective client service delivery
You will have access to:
- Opportunities to network and collaborate- A challenging working environment- Opportunities to innovate
We can be a match if you are:
- Adaptable and curious- Sales driven- Thrive in a collaborative environment- Client-centric
Job Details
19/07/25
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