Credit Lead

1 week ago

Cape Town, South Africa Vivo Energy Full time

**JOB PURPOSE**:
The purpose of the Credit Lead role is to effectively manage and lead the Global Business Services’ (GBS) credit management team to achieve targets and key performance indicators in line with credit objectives whilst minimising credit risk.

**PRINCIPAL ACCOUNTABILITIES**:
**Debtor Management**:

- Developing new and enforcing existing debt collection strategies.

**Credit Risk Management**:
**Customer Account Management**:

- Establish business controls that allows tracking, overseeing and management of customer queries for accounts managed by the GBS, payment disputes and reconciliations within approved SLA's with no deviations from the policy to ensure adherence to Group audit and continuous business process improvement.
- Maintaining a balance between collection efficiency and customer relationship management.

**Business Controls Management**:

- Ensure that all necessary business controls are adequately implemented and adherence thereto by staff. Further ensure that deviations are reported and approved to ensure compliance with the company’s credit policies and procedures.

**GENERIC ACCOUNTABILITIES**:
**Networking And Relationship Building**:

- Foster and sustain effective working relationships and rapport with business and management, national and key industry players and service providers to keep abreast with latest development to capture new business opportunities.

**Leadership And Capability Development**:

- Drive the development of competent working team that will enhance and sustain staff capabilities in achieving high performance delivery to ensure internalization of the right leadership and capabilities in executing their jobs.

**COBE, POPI and ABC Policies**:

- Communicate, interpret and champion the execution of the company’s policies and provisions of the Codes of Conduct & Business Ethics (COBE), Protection of Personal Information (POPI) and Anti-Bribery & Corruption (ABC), and undertake appropriate mitigation and/or intervention programmes to safeguard business operations, high staff discipline and industrial harmony.

**Good Governance**:

- Enforce the implementation of applicable company procedures and guidelines and affect the compliance to statutory and legislative requirements to ensure conformance to the established Manual of Authorities (MoAs) to safeguard the company’s interest, image and reputation.
- Enforcement of the Credit policy.

**Mindset, Behaviour and Culture**:

- Develop and implement distinctive mindset, behavior and culture to achieve high work performance by adoption and implementing value interventions, tools and methodologies to promote and instill a high sense of commitment, ownership, integrity and loyalty that will contribute to operational excellence.

**Requirements**:
**JOB KNOWLEDGE, SKILLS & EXPERIENCES**:

- NQF Level 7 qualification (Bachelor’s degree in Finance, Accounting) required.
- Bachelor’s degree in Law advantageous.
- 8 years’ Credit management experience required in oil company / commercial environment.
- Experience with ERP systems, credit management software and automation tools.
- Knowledge of Order-to-Cash (O2C) processes, automation tools, and workflow optimisation.
- Ability to lead, influence and deliver results in a fast paced, matrixed environment.
- Excellent communicator and well developed interpersonal, negotiation and conflict resolution skills.

  • Credit Insights Lead

    3 weeks ago

    Cape Town, South Africa Lula Full time

    Overview We are seeking a highly skilled and analytically-driven Credit Insights Lead to spearhead our data-driven credit reporting, diagnostics and control framework. This pivotal role will be responsible for transforming raw data into actionable insights, enabling enhanced decision-making across our credit portfolio. The ideal candidate will possess a...

  • Lead Credit Strategy Analyst

    2 weeks ago

    Cape Town, South Africa Lula Full time

    **Job title**:Lead Credit Strategy Analyst **Reporting to**: Head of Credit Data Science **Location**:Cape Town, South Africa **ALL STAFF APPOINTMENTS WILL BE MADE WITH DUE CONSIDERATION OF THE COMPANY'S EE TARGETS** **WHAT WE DO** Lula is an innovative and human-focused FinTech company on a mission to help small businesses optimise their cash flow. Our...

  • Business Intelligence Credit Lead

    3 weeks ago

    Cape Town, South Africa Lulalend Full time

    OVERALL PURPOSE We are seeking a highly skilled and analytically-driven Business Intelligence Credit Lead to spearhead our data-driven credit reporting, diagnostics and control framework. This pivotal role will be responsible for transforming raw data into actionable insights, enabling enhanced decision-making across our credit portfolio. The ideal candidate...

  • Business Intelligence Credit Lead

    2 weeks ago

    Cape Town, South Africa Lula Full time

    Location: Cape Town, Western Cape, South Africa Overall Purpose We are seeking a highly skilled and analytically‑driven Business Intelligence Credit Lead to spearhead our data‑driven credit reporting, diagnostics and control framework. This pivotal role will be responsible for transforming raw data into actionable insights, enabling enhanced...

  • Business Intelligence Credit Lead

    2 days ago

    Cape Town, Western Cape, South Africa Lula Full time R1 200 000 - R2 400 000 per year

    OVERALL PURPOSEWe are seeking a highly skilled and analytically-driven Business Intelligence Credit Lead to spearhead our data-driven credit reporting, diagnostics and control framework. This pivotal role will be responsible for transforming raw data into actionable insights, enabling enhanced decision-making across our credit portfolio. The ideal candidate...

  • Credit Data Intelligence Lead — Advanced Analytics

    2 weeks ago

    Cape Town, South Africa Lula Full time

    A leading financial services provider in Cape Town is seeking a highly skilled Business Intelligence Credit Lead. This role focuses on spearheading data-driven credit reporting and insights, requiring strong expertise in data engineering, Python, and SQL. Ideal candidates will have 3-5 years of experience in credit risk management. The position offers...

  • Credit Controller

    2 weeks ago

    Cape Town, South Africa Snatch.Work Full time

    We’re seeking an experienced, and proactive **Credit Controller** to join a leading digital learning and online training company experiencing fast growth. The role is full function Credit Control, and encompasses credit vetting, postings and follow up of outstanding amounts. This position will be reporting to the Financial Manager on outstanding issues...

  • Verification Lead – Credit Risk

    2 weeks ago

    Cape Town, South Africa Crediwise Technology Full time

    A microfinance company in Cape Town is seeking a detail-oriented Loan Verifications Manager to lead their verification workflows. This role includes managing a team, ensuring compliance with financial regulations, and refining verification processes using fintech tools. Candidates should have at least 3 years of experience in verifications or credit risk and...

  • Senior Credit Risk Analyst — Corporate Portfolio Lead

    2 weeks ago

    Cape Town, South Africa Absa Bank Limited Full time

    A leading financial institution in Cape Town is seeking a Credit Risk Manager to conduct thorough credit risk assessments, manage a diverse portfolio, and ensure compliance with banking policies. The ideal candidate will have a B-degree in Business or Commerce, relevant postgraduate qualifications, and 5-7 years of experience in a credit risk environment....

  • Credit Analyst

    7 days ago

    Cape Town, South Africa CA Financial Appointments Full time

    An exceptionally exciting and senior level opportunity exists for a senior Credit Analyst to join a leading commodities company in South Africa. To succeed in this role, our client is looking to identify a finance professional with strong business acumen, comfortable working with and assessing customer financials and fully conversant with IFRS standards and...