Senior Associate Product: Deposits

**Job Purpose**
- To identify and develop products and services in line with Nedbanks strategic objectives.

** Job Responsibilities**- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
- Develop relevant product offerings informed by research and segment insights; competitive pricing and understanding client needs.
- Provide advice and drive the creation of business value through the alignment of business offerings to business requirements.
- Ensure that product adheres to all compliance and operational risk and security standards by following the legal; risk and compliance governance processes.
- Respond efficiently to problems arising by using appropriate problem identification techniques in order to propose a solution.
- Ensure effective resource management by cooperating; influencing and inspiring others to deliver within agreed timelines.
- Drive Non Interest Revenue (NIR) and/or Net Interest Income (NII) by developing or providing sound business case input.
- Create cost efficiencies through product or process innovation.
- Understand budget requirements by setting realistic targets.
- Manage the cost in the Project Life Cycle by negotiating with suppliers and limiting unnecessary costs.
- Ensure client satisfaction by driving the development and implementation of solutions.
- Be the principal point of contact for all stakeholders within the project life cycle by engaging and keeping stakeholders informed.
- Ensure alignment and match with business requirements by engaging with the relevant internal and/or external stakeholders and delivering on enhancements where applicable.
- Facilitate the accomplishment of work goals by building collaborative relationships.
- Support the achievement of the business strategy; objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems; process; services and solutions are aligned.
- Identify training courses and career progression for self through input and feedback from management.
- Ensure all personal development plan activities are completed within specified timeframe.
- Share knowledge and industry trends with team and stakeholders through formal and informal interaction.
- Obtain buy-in for developing new and/or enhanced processes that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Drive Non Interest Revenue (NIR) and/or Net Interest Income (NII) by developing or providing sound business case input.-
- Essential Qualifications - NQF Level
- Matric / Grade 12 / National Senior Certificate
- Advanced Diplomas/National 1st Degrees- Preferred Qualification- Relevant post grad qualification- Essential Certifications
- Industry/ Product specific- Minimum Experience Level
- 3-5 years in a product or service development role- ** Technical / Professional Knowledge**
- Communication Strategies
- Data analysis
- Governance, Risk and Controls
- Industry trends
- Principles of financial management
- Principles of project management
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Research methodology
- Decision-making process- Behavioural Competencies
- Customer Focus
- Decision Making
- Facilitating Change
- Influencing
- Innovation
- Technical/Professional Knowledge and Skills- **Employment Equity Statement**- Preference will be given to individuals from underrepresented groups.
- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_