Call Center Sales Consultant

Kudough Credit Solutions is a credit bureau and assisted over one million South African consumers improve and maintain a good credit score. We have been in business for 14 years and are part of the IDM group. Our passion is to assist consumers and most importantly develop our staff. We have a dedicated team to coach and mentor our staff for success in their roles.

Are you full of energy, confident ,ambitious, self motivated and a team player? Do you want to assist South African Consumers improve their credit scores, then **APPLY NOW.**

If you have said **yes** to all the above questions, then this is the opportunity for you

As the voice of Kudough, you will serve as a brand ambassador and first point of contact to our clients, providing excellent customer experiences that help South African consumers improve their credit standing; guide them with financial goals through customised solutions and help them build financial wellness.

At Kudough, we don’t just sell products; we offer solutions that change people’s lives.

What’s in it for you?
- We offer full - time employment contracts with a 4 - month probation period.
- You will be part of a vibrant team with significant growth and learning opportunities.

As part of your learning and development, you will join a 2 to 3 week job readiness and Induction training program, prior to joining the team. During the training, staff will receive various assessments and the pass mark of 80% is required to assess job readiness levels.

**Key Responsibilities**:

- **Financial Assessments**_

Assessing a client’s financial need/s and providing a tailored financial solution, including but not limited to:

- Assessing the client portfolio to provide a tailored solution that assists the client in improving and maintaining their credit status
- Debt assessments
- Affordability assessments
- Budgeting assistance and guidance
- Debt Counselling assessments
- **Sales Solutions**_

Selling Kudough’s product suite to new and existing clients and upselling added benefits to existing clients (the right product for the client)
- Making outbound calls on various campaigns to promote the various Kudough benefits
- Servicing inbound calls with opportunities to upsell once probation is complete
- Identifying and understanding the customer needs in order to provide the best solution and experience for the client
- Ensure accurate information is given to a client thereby providing a trustworthy customer experience and ensuring a high retention rate
- Representing the partner brand and promoting the Kudough benefit to clients
- Personal loan, store cards and loan consolidation offers
- Insurance benefits
- **Client Services and Retention**_

Promoting the benefits of the Kudough Financial Wellness platform and assisting in client retention.
- Handling both inbound, outbound calls and any other channels of communication from Kudough or partner clients
- Assisting the client with their customer journey to achieve their goals
- Rendering excellent client service by identifying clients’ financial needs
- Providing an excellent client experience
- Upselling Kudough products and services

**Key Requirements**:

- Grade 12
- Minimum 1 years sales experience
- Fair understanding of financial services industry and economy
- Ability to independently resolve client questions and queries
- Collaborate effectively with others in fast changing environment
- Strong multitasking skills and ability to work under pressure
- Strong computer literacy
- Fair understanding of Credit Bureaus
- Work experience will be advantageous

**Key Competencies**:

- Financial acumen
- Excellent client services skills
- Highly articulate verbal communication skills
- Fast, accurate and competent written communication skills
- Excellent verbal communication skills
- Principled and ethical behavior
- High attention to detail
- Excellent time management
- High levels of honesty, accountability and integrity
- Ability to multitask
- Ability to work in a team and individual basis
- Team player
- Good Listening skills
- Target driven
- Lives the Kudough Values
- Passion for helping people
- Goal orientated
- Pro-active problem solving and decision making skills

What we offer:

- Salary: From R6,900.00 per month, after successful completion of the training will be R7500.00 and 6 months at Kudough your salary will be reviewed
- Commissions earnable provided Revenue and KPI targets are achieved.
- Adhoc incentives
- Rewards and Recognition programme: this includes incentives linked to KPIs achieved
- Other benefits after 6 months of employment include:

- Option for RA or Health4me
- Employee funeral benefit and life cover
- Work hours: 8am to 4:30pm or 8:30am to 5pm Monday to Friday
- No work on Public holidays or weekends (unless KPI targets not achieved)
- Opportunity for personal growth, development and stability
- Fun and exciting environment

Pay: R6 900,00 - R8 500,00 per month

**Education**:

- High School (matric) (re