Executive: Governance, Risk and Compliance

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Accountable to the ME: Business Change and Integration (Product Solutions Cluster) and responsible for 1LOD Integration across the Cluster Businesses, implementing and embedding the Risk, Governance and Control Framework and related policies / standards to ensure the effective management, review and reporting of all risk items across the cluster.

The key purpose of this role is to provide leadership, improve, implement, develop and monitor robust processes and controls across the cluster business and ensure alignment with regulators and existing AGL policies, standards and procedures. Furthermore, critical to the role is to ensure that the risk profile and performance is effectively managed in an integrated manner across the cluster businesses. The role will also represent the cluster as 1LOD in key forum (e.g. Financial Crime Oversight Committee/FCOC, AFS ERC, PSC ERC, and related forums).

**Job Description**:
Accountability: Strategic and Change Agenda
- In conjunction with the Business Executive team, participate in defining the change agenda with
- specific focus to the risk appetite of the unit;
- To assist and ensure that the risk profile of the Business is in line with the broader Change
- agenda; and
- On an annual basis, identify key strategic drivers for the Business’ risk function to support with
- strategic components.
- Review the overall Business risk appetite and risk strategy and provide necessary guidance and recommendations.

Accountability: Governance and Control
- Work with the cluster Executives to set Non-Financial Risk Appetite for the cluster, and monitor adherence thereof
- Assist the business to pro-actively manage issues and emerging risks.
- Responsible for optimal combined assurance plan, and governance and delivery thereof
- Ensure a control approach that is fully aligned to business priorities both structurally & functionally

Accountability: Drives the strategy to achieve first line of defense governance excellence
- Set up and manage Governance & Control for the area to achieve excellence through well-defined scalable and easily replicated risk management processes.
- Implement and maintain effective governance structure within the cluster and product area
- Manage Policy and Standard rollout and compliance for the area.
- Accountability for the oversight and the engagement with multiple functional areas that include; Governance and Control, Conformance, Operational key risks (Resilience, etc.), Audit, Compliance and with a view on current trends and future projections.
- Accountable for the monitoring, implementation and reporting of Anti money laundering policies with Cards business across the portfolio.
- Aligns the risk profile of Business Area through continuous interaction with internal and external stakeholders - providing a balance between operational efficiency and the accepted level of risk appetite.
- Institutionalizes a culture of continuous improvement in risk management through risk awareness, Learning, Development and Communications.

Accountability: Manage Risk Activities

Specialist Risk Types:

- Lead the implementation and embedment of the various risk frameworks and Target Operating Models (eg. Information Risk Management, Conduct & Reputational, Product Risk (NAPA), Data Privacy, etc.) and manage the risk and related governance and reporting activities within business and, in so doing, provide support to the Executives to ensure resolution, remediation and closure of any risk items;
- Provide guidance and ensuring that proper indicators are in place;
- Be responsible for ad-hoc risk and control remediation support to the offices of the business across the cluster

Supervision:

- Assist Business Executives in meeting their supervisory & risk management accountabilities;
- Ensuring adoption of risk frameworks across the cluster
- Assist to realign business’ risk resolution activities as and when required

Assurance:

- Responsible for driving the combined assurance framework across the cluster - with particular focus on 1LOD;
- Provide proactive and reactive overall support to Business and Functional Units in terms of Combined Assurance requirements and directives;
- Ensure the management and oversight of assurance findings and control issues identified across the cluster businesses are appropriately addressed and that remedial actions are embedded into day-to-day operational risk frameworks and practices;
- Implement measures and tools to enhance the predictive assessments in meeting assurance commitments.

Accountability: Stakeholder and Relationship Management
- Develop and maintain relationships wi