GRM Specialist: Data Analytics

2 weeks ago


Johannesburg, South Africa Jobted ZA C2 Full time

- Credit Model Development & Enhancement: Lead the design and continuous improvement of credit models, scorecards, and analytics tools, ensuring they align with industry standards and regulatory requirements.
- Credit Automation & Decisioning: Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and securing high-quality asset placements.
- Risk Management: Assess and manage credit risk across client portfolios, conduct thorough credit assessments, and adjust risk parameters as needed to ensure the quality of asset acquisition.
- Client-Centric Solutions: Develop a deep understanding of client needs, provide innovative credit solutions, and build strong relationships to support clients' financial goals.
- Cross-Functional Collaboration: Work closely with teams across the organization to optimize credit models, enhance performance, and address challenges related to credit assessment, approval, and risk management.
- Reporting & Analytics: Develop reports to track credit performance, model accuracy, and risk metrics, and provide actionable insights to senior management.
- Compliance & Regulatory Adherence: Ensure adherence to internal policies and external regulations, staying informed about industry trends and regulatory changes to continuously refine strategies.
- Team Leadership & Development: Mentor and guide junior credit analysts, providing training and support to create a high-performance, collaborative environment.

Competencies:

- Strong analytical and problem-solving abilities
- Leadership and team-building skills
- Excellent communication skills, with the ability to present complex data to non-technical stakeholders
- Detail-oriented, with a focus on accuracy and compliance
- Passion for innovation and staying ahead of emerging trends in data science and credit automation

Minimum Requirements:

- Degree in Finance, Mathematics, or Data Science
- Degree or course in Data Programming
- Experience in Internal Audit or Internal Controls
- Proficient in Data Analytics tools, including SAP, SYSPRO, SQL, and Power BI
- Willingness to travel regionally and internationally on occasion



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