Credit Risk Management Specialist

4 days ago


Pretoria, Gauteng, South Africa Old Mutual Full time

At Old Mutual, we are seeking a highly skilled Credit Risk Management Specialist to join our team. In this role, you will play a critical part in ensuring the effective management of high-risk buyers.

Job Description:
  • This position involves acting as a support to the Risk Manager: Special Risk and managing high-risk buyers to determine their insurable risk, which supports other business units with Credit Guarantee to underwrite the buyer accordingly.

The successful candidate will be responsible for obtaining and analysing information from various sources, such as buyer visits, industry meetings, media, and bureaus, to minimise risk.

Key Responsibilities:
  • Obtain relevant information and analyse buyer data to determine their creditworthiness.
  • Balance sheet analysis and interpretation of financial statements to identify potential risks.
  • Prepare detailed reports on buyer risk reviews and credit committee reviews.
  • Conduct buyer visits and industry meetings to gather information and build relationships.
  • Collaborate with cross-functional teams to ensure effective service delivery and customer satisfaction.
  • Identify opportunities for continuous improvement and implement changes to enhance cost-effectiveness and operational efficiency.
Requirements:
  • Bachelor's degree in Finance, Accounting, or a related field.
  • Proven experience in credit risk management or a related field.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.

We offer a competitive salary, benefits package, and opportunities for growth and development. The estimated salary for this position is between R600,000 - R800,000 per annum, depending on experience.



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