Credit Analyst

4 weeks ago

Sandton, South Africa Bidvest Bank Limited Full time

Primary Purpose Performs financials analysis and interpretation, deal structuring and recommendations to credit. Supports the Bankers to structure credit applications, as well as the management of existing portfolio (essentially income generating / monitoring) Technical Competency Requirement Financial analysis and interpretation Planning/organizing Attention to detail Effective time management Interpersonal skills Verbal and written communication skills Relationship Management Reporting Required Minimum Education And Training BCom Degree/ Advanced Diploma in Accounting/Finance/Credit Required Minimum Work Experience 3-5 years banking/credit experience Key Performance Area (KPA) Financial Statement Analysis Accurate and comprehensive assessment of the background needs and affordability of a credit application Analysis of financial information and preparation of financial models to determine deal feasibility and potential returns Preparation of credit paper and reports Assisting in deal presentation to the relevant Credit committee Management and oversight of deal execution, including finalization of all deal conditions (fees etc) Generate Financial Ratios Risk and Compliance Adherence to legislation and regulatory requirements Ensure compliance with Credit Sanctions Complete all compliance training within laid down timelines Ensure accurate preparation and signing of all legal agreements and documents Conduct research of various industries, best practice methodologies and changes in markets thereby identifying risk to adjust areas in the business timeously Ensure operational risk management and mitigate risks Relationship and Stakeholder management Develop and maintain relationships with internal stakeholders in order to deliver services in accordance with the expectations of the organization Interpret business/customer requirements and address customer queries and challenges to provide timeous and relevant solutions Interacting with other areas of the bank in acting as a catalyst in driving the changed initiatives in ensuring compliance with agreed risk parameters as set out in the bank’s strategy Advise and educate clients on the solutions on financing and providing fleet products to maximize the revenue that can be generated for Bidvest and providing the client with a workable solution Correctly anticipating and interpreting the customers’ business requirements to provide relevant timeous solutions (research the client’s business and industry in order to be prepared and add value to the solutions provided Reporting Prepare detailed reports and documentation for loan proposals Presenting findings and recommendations to management and loan committees Work Conditions OFFICE BOUND This position is advertised in line with our commitment to Employment Equity. #J-18808-Ljbffr

  • Credit Analyst

    5 days ago

    Sandton, South Africa Robert Walters Full time

    Credit Analyst Job Description The Credit Analyst will be responsible for analysing, identifying, and mitigating risks associated with our client portfolio. This includes gathering and interpreting financial information, managing client exposure, and ensuring compliance with regulatory requirements. The successful candidate will work closely with the credit...

  • Credit Analyst Sandton

    5 days ago

    Sandton, South Africa Robert Walters Full time

    Credit Analyst Job Description The Credit Analyst will be responsible for analysing, identifying, and mitigating risks associated with our client portfolio. This includes gathering and interpreting financial information, managing client exposure, and ensuring compliance with regulatory requirements. The successful candidate will work closely with the credit...

  • Credit Data Analyst

    5 days ago

    Sandton, South Africa Hire Resolve Full time

    Credit Data Analyst Hire Resolves client, an emerging FinTech company, is seeking a skilled Credit Data Analyst to join their team. As a Credit Data Analyst, you will be responsible for analyzing credit data to assess risk and provide insights to drive business decisions. Responsibilities: Measure and manage the performance across multiple credit products....

  • Credit Analyst Sandton

    5 days ago

    Sandton, South Africa Hire Resolve Full time

    Credit Data Analyst Hire Resolves client, an emerging FinTech company is seeking a skilled Credit Data Analyst to join their team. As a Credit Data Analyst, you will be responsible for analyzing credit data to assess risk and provide insights to drive business decisions. Responsibilities: Measure and manage the performance across multiple credit products....

  • Credit Data Analyst

    4 days ago

    Sandton, Gauteng, South Africa Hire Resolve Full time R900 000 - R1 200 000 per year

    Hire Resolves client, an emerging FinTech company is seeking a skilled Credit Data Analyst to join their team. As a Credit Data Analyst, you will be responsible for analyzing credit data to assess risk and provide insights to drive business decisions.Responsibilities:Measure and manage the performance across multiple credit products.Evaluate and improve...

  • Credit Analyst Sandton

    5 days ago

    Sandton, South Africa Cortez Trading (Pty) Ltd Full time

    Credit Data Analyst Client is looking for an experienced Credit Data Analyst who: has strong data analytics capabilities, pays attention to detail, delivers work of a high quality, can process, manipulate, and transform large volumes of data (1 million+), performs extensive analysis on data and produces summary results in a visual format to ultimately tell a...

  • Junior Credit Analyst

    4 days ago

    Sandton, Gauteng, South Africa Boardroom Appointments Full time R90 000 - R120 000 per year

    Minimum Requirements:Ideally Bachelors degree in Finance, Economics or related field Minimum 3 years experience as a credit analyst in retail/banking environmentStrong analytical and problem-solving skillsDetail-oriented and able to work independentlyResponsibilities:Analyse credit data to assess the creditworthiness of borrowersConduct credit reviews and...

  • Senior Credit Analyst

    4 days ago

    Sandton, Gauteng, South Africa Boardroom Appointments Full time R1 200 000 - R2 400 000 per year

    Minimum Requirements:Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA Ability to query, interpret, and present complex data clearly to support decision-making processes.Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycleProven...

  • Strategic Credit Risk Analyst

    1 week ago

    Sandton, South Africa Bidvest Bank Full time

    A financial institution in South Africa is seeking a detail-oriented Credit Risk Analyst. The role involves assessing and monitoring credit risk exposure to support sound lending decisions. Candidates should have a Bachelor’s degree in a related field and 2–4 years of experience in credit risk or regulatory reporting. Proficiency in Excel and excellent...

  • Junior Credit Analyst Sandton

    5 days ago

    Sandton, South Africa Armstrong Appointments Full time

    Our client is looking for an individual to join their credit team. You will be involved in various parts of the business, including creating campaign files, optimising and automating processes, building scorecards, and data mining. Duties & Responsibilities Transforming raw transactional data into a final campaign file. Data mining in SAS. Enhance and...