Credit Analyst

3 weeks ago

Cape Town, South Africa Prescient Limited Full time

Credit Analyst : Deals / Investment Associate (Prescient Investment Management) We are seeking a Credit Analyst with strong transaction origination and execution experience to join our investment team. This is a front-office, deal-driven role where you will work closely with investment professionals on structuring, negotiating, and closing credit and hybrid transactions, while still applying rigorous credit analysis. Duties & Responsibilities Drive end-to-end execution of transactions, including structuring, negotiations, term sheet preparation, and documentation. Support origination by identifying and assessing new deal opportunities in private debt, hybrid finance, and project finance. Build and refine complex financial models to analyse returns, capital structures, and downside scenarios. Lead aspects of due diligence across financial, legal, and operational streams, liaising with advisors and counterparties. Prepare high-quality investment committee reports and present recommendations on transaction structures and risks. Engage directly with sponsors, management teams, lenders, and legal counsel to progress deals to closing. Support portfolio companies and borrowers' post-investment, ensuring ongoing compliance and performance monitoring. Contribute to pipeline development and market coverage, maintaining strong industry and counterparty relationships. Required Experience & Qualifications Bachelor's degree in Finance, Economics, Accounting, or related field (Honours / Master's preferred). 3–6 years’ experience in deal execution within investment banking, private debt, structured finance, corporate lending, or advisory. Demonstrated ability to close transactions, including structuring and legal negotiations. Advanced financial modelling and structuring expertise. Commercially minded with a strong grasp of credit fundamentals and risk assessment. Excellent interpersonal and negotiation skills, with confidence in engaging senior stakeholders and counterparties. Ability to thrive in a deal-oriented, fast-paced environment. Key Competencies Ability to generate ideas and think logically. Structured work style, attention to detail and accuracy is of the utmost importance. Aptitude in decision-making and problem-solving. Excellent interpersonal skills, excellent communication skills oral and written. Strong ability to manage complex processes and focus on business outcomes in a complex uncertain environment. Strong work ethic, self-motivated, driven and results oriented. Ability to listen and respond to new ideas, input and diverse perspectives. High levels of self-confidence, assertive as well as healthy levels of EQ. Must be able to manage workflow on longer-term research projects. Energetic problem-solver. Ability to demonstrate an advanced degree of technological competence. Passionate about investments. Why This Role? This role offers the opportunity to be at the forefront of complex, high-impact transactions, working alongside a dynamic investment team where your expertise will directly shape deal outcomes and drive growth. #J-18808-Ljbffr

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