Mandating Credit Analyst

2 weeks ago


Durban, South Africa The HR Company Full time

Key Responsibilities: Credit Assessment: Evaluate and analyze financial information (bank statements, management accounts, credit reports, etc.) for all incoming applications.- Make independent credit decisions within the delegated approval limit of R200,000.- Identify potential risks, trends, and mitigating factors in each deal.- Conduct qualitative and quantitative analysis of applicants, contract holders, and suppliers.- Prepare detailed approval sheets and credit recommendations for higher-level reviews.- Ensure compliance with company policies. Operational Support: Liaise closely with Application Specialists to ensure complete and accurate deal submissions.- Work collaboratively with Sales and Discounting teams to structure deals appropriately.- Communicate decisions (approvals, declines, or deferrals) promptly and professionally to relevant stakeholders.



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