Manager, Credit Risk Strategy, Portfolio
3 weeks ago
Overview Business Segment: Personal & Private BankingLocation: ZA, GP, Johannesburg, 30 Baker Street Responsibilities Lead and manage the Lending Strategy and Data Automation team to enhance the credit decision-making process and simplify and automate the Portfolio team data infrastructure and reporting processes. You will be responsible for the monitoring, enhancement and development of the Lending credit risk strategy across various Loan products to continuously work toward improvements in the credit decision-making process. You will lead a talented analytics and data engineering team using large data sets to provide in-depth data-driven insights and trends over time to influence the credit strategy design and drive actionable initiatives to create sustainable growth of the Loans portfolio. With the ability to cross collaborate across teams and present your findings and proposals to key stakeholders and committees, you will drive the creation of effective credit strategies, identification and improvement of processes and support your team members in executing these key initiatives. Your role and analysis performed within the team will be key in directly impacting new business default performance against risk appetite, with your recommendations pivoting the optimization and improvement in credit performance. Qualifications Completed Matric A post‑graduate degree is advantageous, in Mathematical Sciences, Risk Management, Quantitative Studies. 5‑7 years experience in credit risk or a related analytical environment, where credit risk experience in Originations and / or scorecard monitoring and development, account management and collections would be advantageous. People management, leadership and people development. Additional Information Strong communication and presentation skills. Attention to detail: A strong focus on accuracy and precision, ensuring that all credit risk assessments and models are thorough and reliable. Analytical Thinking: The ability to break down complex problems, gather and analyze relevant data, and make well‑informed decisions. Producing a high standard of output: Is focused on activity and works quickly; keeps busy and maintains productivity; is comfortable multi‑tasking to produce output. Collaborative problem solving: Strong communication and relationship building skills to create, foster and leverage from other's experience and knowledge. Proactive and driving your own initiative: Displaying a keen initiative to identify and solve for areas of opportunity to improve business performance. Strong understanding of credit risk principles, credit policy and risk appetite frameworks. Experience in retail credit risk management. Familiarity with credit scoring models. Highly Proficient in statistical software packages such as SAS (preferred), Python and R. Data sourcing, development of end‑to‑end report production. Strong excel skills and application knowledge (pivot tables, advanced functions, VBA desirable) #J-18808-Ljbffr
-
Manager, Credit Risk Strategy, Portfolio
4 weeks ago
Johannesburg, South Africa Standard Bank of South Africa Limited Full timeOverview Business Segment: Personal & Private Banking Location: ZA, GP, Johannesburg, 30 Baker Street Responsibilities Lead and manage the Lending Strategy and Data Automation team to enhance the credit decision-making process and simplify and automate the Portfolio team data infrastructure and reporting processes. You will be responsible for the monitoring,...
-
Manager, Credit Risk Strategy, Portfolio
3 weeks ago
Johannesburg, South Africa Standard Bank Of South Africa Limited Full timeOverview Business Segment: Personal & Private BankingLocation: ZA, GP, Johannesburg, 30 Baker Street Responsibilities Lead and manage the Lending Strategy and Data Automation team to enhance the credit decision-making process and simplify and automate the Portfolio team data infrastructure and reporting processes. You will be responsible for the monitoring,...
-
Manager, Credit Risk Strategy, Portfolio
4 weeks ago
Johannesburg, South Africa Standard Bank of South Africa Limited Full timeOverview Business Segment: Personal & Private Banking Location: ZA, GP, Johannesburg, 30 Baker Street Responsibilities Lead and manage the Lending Strategy and Data Automation team to enhance the credit decision-making process and simplify and automate the Portfolio team data infrastructure and reporting processes. You will be responsible for the monitoring,...
-
Portfolio Manager: Credit Risk
20 hours ago
Johannesburg, South Africa TymeBank Full time**Overall, Purpose of the Role**: As the Portfolio Manager for Credit Risk at TymeBank, you will play a pivotal role in assessing, analyzing, and mitigating credit risks within the bank's portfolio of lending products. You will gain experience across multiple lending products currently offered by the bank, i.e. Merchant Cash Advance, Personal Loan, MoreTyme...
-
Manager Credit Risk Portfolio Management
6 days ago
Johannesburg, South Africa Nedbank Full timeNedbank Johannesburg, Gauteng, South Africa Join or sign in to find your next job Join to apply for the Manager Credit Risk Portfolio Management role at Nedbank Nedbank Johannesburg, Gauteng, South Africa Join to apply for the Manager Credit Risk Portfolio Management role at Nedbank Get AI-powered advice on this job and more exclusive features. Requisition...
-
Manager Credit Risk Portfolio Management
6 days ago
Johannesburg, South Africa Nedbank Full timeDetails Location: Johannesburg, ZA Date: 11 Oct 2024 Reference: Requisition and Talent Acquisition Consultant Details Location and Cluster Total Business Banking and Retail - CDR - Risk Collection Credit Collections Manage Self Professional Job Purpose To provide client service by applying sound credit risk management principles with approved credit mandates...
-
Manager Credit Risk Portfolio Management
6 days ago
Johannesburg, South Africa Nedbank Full timeDetails Location: Johannesburg, ZA Date: 11 Oct 2024 Reference: Requisition and Talent Acquisition Consultant Details Location and Cluster Total Business Banking and Retail - CDR - Risk Collection Credit Collections Manage Self Professional Job Purpose To provide client service by applying sound credit risk management principles with approved credit mandates...
-
Manager Credit Risk Portfolio Management
1 week ago
Johannesburg, South Africa nedbank Full timeDetails Location: Johannesburg, ZA Date: 3 Apr 2025 Reference: Requisition and Talent Acquisition Consultant Details Location and Cluster Total Business Banking and Retail - CDR - Risk Collection Credit Collections Manage Self Professional Job Purpose To provide client service by applying sound credit risk management principles with approved credit mandates...
-
Manager Credit Risk Portfolio Management
6 days ago
Johannesburg, South Africa Nedbank Full timeNedbank Johannesburg, Gauteng, South Africa Join or sign in to find your next job Join to apply for the Manager Credit Risk Portfolio Management role at Nedbank Nedbank Johannesburg, Gauteng, South Africa Join to apply for the Manager Credit Risk Portfolio Management role at Nedbank Get AI-powered advice on this job and more exclusive features. Requisition...
-
Manager Credit Risk Portfolio Management
1 week ago
Johannesburg, South Africa nedbank Full timeDetails Location: Johannesburg, ZA Date: 3 Apr 2025 Reference: Requisition and Talent Acquisition Consultant Details Location and Cluster Total Business Banking and Retail - CDR - Risk Collection Credit Collections Manage Self Professional Job Purpose To provide client service by applying sound credit risk management principles with approved credit mandates...