Manager, Credit Evaluation

7 days ago


Johannesburg, South Africa Standard Bank of South Africa Limited Full time

Overview Business Segment: Business & Commercial Banking Location: ZA, GP, Johannesburg, 3 Simmonds Street To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Standard Bank to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management. Responsibilities Risk management of Credit Evaluation Managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters Product and system development and effective management to support asset growth and a quality lending book Qualifications Type of Qualification: First Degree Field of Study: Business Commerce, Finance and Accounting, Economics Experience Required Credit Risk – BCB 5-7 years Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements. Credit evaluations experience, preferably across Business and Commercial Banking. Deep understanding of credit principles and financial statements. Understands collateral, credit risk and collections processes. Additional Information Interpreting Data Interacting with People Making Decisions Empowering Individuals Team Working Pursuing Goals Loan Processing Account Opening & Maintenance Credit Delivery Application & Submission Verification (Business Banking) Customer Acceptance & Review (Business Banking) Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on #J-18808-Ljbffr



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