Credit Analyst

3 weeks ago


Johannesburg, South Africa Rmb - Rand Merchant Bank Full time

Join to apply for the Credit Analyst : Sovereign Credit Risk role at RMB - Rand Merchant Bank Hello Future Credit Analyst, RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it's the magic of our people and culture that sets us apart. Overview Job Description The role focuses on Sovereign Credit Risk analysis within RMB – Rand Merchant Bank. Responsibilities cover risk assessment for debt and equity deals, client engagement, financial modeling, and deal structuring in line with the bank's risk philosophy and risk framework. Responsibilities Unpack and critically think about the risk of new and existing debt and equity deals for clients across a broad range of geographies and industries Engaging with the client Interrogating a client's business model and identifying risks Assessing financial data put forward by the client Building a financial model to forecast performance or assessing a model put forward by the client or the client's advisors for accuracy and appropriateness Working alongside the deal to structure a deal in line with the risk philosophy of the bank Assessing and managing overall limits for a client in line with the bank's risk framework Putting forward a deal for recommendation after objectively assessing all the facts Taking ownership of the application which requires strong report writing skills Managing the timelines of a deal in line with the agreed-upon submission deadline Presenting a deal at committee and working with the deal team to address questions, requiring strong verbal skills and the ability to debate and negotiate Building and maintaining professional relationships with stakeholders, including experienced business and risk executives Adapting communication styles to meet the needs of different audiences Conflict management Ideal Candidate Preferably a minimum 3 years' experience in Country Credit Risk Degree in Economics would be preferable Resilience and openness to receiving and sharing feedback Ability to handle stress, self-management of workload (2 to 3+ deals at any point in time), quick adaptation to deal changes, prioritization of deals, and open communication on capacity Access To Opportunities to network and collaborate Challenging Working environment Opportunities to innovate We Can Be a Match If You Are Curious & courageous — driven by always wanting to know more and learn more Obsessed with mastery — committed to becoming good at what you do Job Details Take note that applications will not be accepted on the below date and onwards; kindly submit applications ahead of the closing date indicated below. 07 / 11 / 25 All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. Candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless required by law to disclose. #J-18808-Ljbffr


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